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Cost of living guide

Cost of Living in Texas 2026

Published July 2026 · By LiveWhere

Texas has no state income tax. That single fact shapes the cost of living across all 254 counties. The cheapest is Presidio County, out on the far western border, where a single person spends about $2,302 a month. The most expensive is Rockwall County near Dallas, at about $3,811. Most counties land closer to the state average of about $2,754.

Rent drives most of that gap. A one-bedroom home averages just $905 a month statewide, low by national standards. The big metros cost more, and counties around Austin and Dallas push past $1,600. The trade-off for skipping income tax shows up in property taxes, which run higher here than in most states.

Texas is huge, so costs swing hard from quiet rural counties to the fast-growing cities. Rank every county in the table below, or put two side by side with our comparison tool. Every figure comes from official government data. See our methodology for how we build each estimate.

Cheapest county
$2,302
Presidio County
State average
$2,754
per month
Avg. rent (1-bed)
$905
per month
Avg. income
$64,737
per year

All 254 counties in Texas, ranked by cost

Cheapest first, by estimated single-person monthly cost. The "vs avg" column compares each county to the Texas average.

Show all 254 counties

Monthly cost combines rent, utilities, groceries, transport, healthcare and taxes. See our methodology.

The 5 cheapest counties in Texas

The most affordable places, in detail.

#1. Presidio County $2,302/mo

Presidio sits on the Rio Grande in far west Texas, hours from any big city. Rent is the key: a one-bedroom home averages just $786 a month. Wages are low too, with the average household earning about $29,014 a year, so the low costs reflect a small, remote economy.

See the full Presidio County profile

#2. Starr County $2,308/mo

Starr County anchors the Rio Grande City area on the southern border. A one-bedroom home rents for about $711 a month, one of the lowest figures in the state. With about 66,000 residents, it is larger than most counties near the bottom of the list.

See the full Starr County profile

#3. Edwards County $2,323/mo

Edwards County is ranching land in the Texas Hill Country, home to fewer than 1,400 people. Rent averages about $786 a month. The tiny population means fewer jobs and services, which is part of why costs stay so low.

See the full Edwards County profile

#4. Zapata County $2,331/mo

Zapata County lies along the border by Falcon Lake. A one-bedroom home rents for about $711 a month here. The average household earns about $36,527 a year, so everyday costs track a modest local economy.

See the full Zapata County profile

#5. Brooks County $2,365/mo

Brooks County sits in the brush country north of the border, near Alice. Rent averages about $752 a month. It is a small, rural county, and the low cost of living reflects that quiet setting.

See the full Brooks County profile

The 5 most expensive counties in Texas

Where costs run highest.

#1. Rockwall County

$3,811/mo

Rockwall is the priciest county in Texas. This small, well-off county sits on Lake Ray Hubbard in the Dallas-Fort Worth metro, where the average household earns about $124,917 a year.

#2. Collin County

$3,765/mo

Collin County, north of Dallas, is one of the fastest-growing counties in the country. Strong incomes and rents near $1,606 a month keep costs high.

#3. Martin County

$3,739/mo

Martin County is a rural exception. Sitting in the Permian Basin oil fields near Midland, high energy-industry wages and tight housing push costs near the top.

#4. Williamson County

$3,709/mo

Williamson County, just north of Austin, has grown fast with the tech boom. That demand has lifted rents to about $1,650 a month.

#5. Travis County

$3,706/mo

Travis County is home to Austin itself. The tech boom has pushed the cost of living high, with a one-bedroom home averaging about $1,650 a month.

The tax picture in Texas

Income, sales and property taxes.

Texas has no state income tax

Residents pay no state tax on wages, salaries or investment income.

State sales tax
6.25%
Combined sales tax
8.19%
incl. average local of 1.94%

Property taxes in Texas average about $2,193 a year across counties. They rank among the higher property taxes in the country, which is part of the trade-off for having no state income tax.

Tax rates change. Consult a qualified tax professional for advice on your specific situation.

Frequently asked questions about Texas

Common questions about cost of living, rent and taxes.

What is the cheapest place to live in Texas?

Presidio County is the cheapest place to live in Texas, at about $2,302 a month for a single person. A one-bedroom home there rents for about $786 a month. The figure covers rent, utilities, groceries, transport, healthcare and taxes.

What is the average cost of living in Texas?

The average cost of living in Texas is about $2,754 a month for a single person. Costs range from about $2,302 a month in Presidio County to about $3,811 a month in Rockwall County.

Is Texas an expensive state to live in?

The average monthly cost in Texas is about $2,754, about 4% below the national average of $2,882 a month. Low rent keeps most of Texas below the national average, even as its biggest cities grow pricey.

What is the average rent in Texas?

The average one-bedroom rent in Texas is about $905 a month, based on HUD Fair Market Rent data across all 254 counties. Rent ranges from about $711 to $1,650 a month.

Does Texas have state income tax?

No. Texas has no state income tax. Residents pay no state tax on wages, salaries or investment income.

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Journalists, researchers and bloggers are welcome to cite and share this analysis. Please include a follow link back to this page when referencing our data. For bespoke analysis, expert comment, or high-resolution graphics, get in touch via our press office.

About this data

All figures on this page come from official U.S. government sources.

  • U.S. Census Bureau (ACS 5-Year Estimates)
  • HUD Fair Market Rents
  • Energy Information Administration (EIA)
  • Bureau of Labor Statistics (BLS)
  • Tax Foundation state and local rates

LiveWhere presents data from official government sources. It does not provide financial, tax, or healthcare advice.