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Texas

Cost of living in Cottle County, TX

Estimated monthly cost
$2,581/mo
for a single person, all categories combined

Population 1,302 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $786 30%
Healthcare $480 19%
Federal tax $477 18%
Groceries $334 13%
Transport $250 10%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Cottle County

Fair Market Rents by bedroom count.

Studio
$766
per month
1 bedroom
$786
per month
2 bedroom
$976
per month
3 bedroom
$1,273
per month
4 bedroom
$1,459
per month

Source: HUD FMR FY2025

Income and earnings in Cottle County

Annual earnings figures from the Census ACS.

Household income
$58,819
per year
Individual earnings
$39,236
per year
Per capita
$33,973
per year

Source: ACS 2019-2023 5-Year.

Home values in Cottle County

Average values reported by homeowners.

Average home value
$54,100
Annual property tax
$623

Source: ACS 2019-2023 5-Year

Energy costs in Cottle County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Cottle County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cottle County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cottle County

Commute patterns and estimated costs.

Average commute
22.5 min
Drive alone
55.8%
Public transit
1.4%
Work from home
23.0%

Source: ACS

Monthly cost estimates for Cottle County

What it costs to live in Cottle County each month.

Single person
$2,581
per month
  • Rent $786
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $250
  • Healthcare $480
  • Federal tax $477
  • State tax $0
Couple
$3,679
per month
  • Rent $976
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $350
  • Healthcare $864
  • Federal tax $632
  • State tax $0
Family
$6,118
per month
  • Rent $1,273
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $632
  • State tax $0

Frequently asked questions about Cottle County

Common questions about cost of living, rent and salary.

What is the average rent in Cottle County?

In Cottle County, TX, a one-bedroom apartment averages $786 per month, a two-bedroom averages $976 per month, a three-bedroom averages $1,273 per month, according to HUD Fair Market Rent data.

What is the average salary in Cottle County?

In Cottle County, TX, the average household income is $58,819 per year and individual earnings for full-time workers average $39,236 per year, according to U.S. Census Bureau data.

What is the cost of living in Cottle County?

The estimated cost of living in Cottle County, TX is approximately $2,581 per month for a single person, $3,679 for a couple, $6,118 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cottle County?

The combined sales tax rate in Cottle County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Cottle County an affordable place to live?

Based on the data, a single person in Cottle County, TX would need approximately $2,581 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,819 per year ($4,902 per month). Cottle County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cottle County?

The ACA marketplace benchmark premium in Cottle County, TX is approximately $480 per month for an individual. Approximately 8.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cottle County?

The average home value in Cottle County, TX is $54,100, with average annual property taxes of $623, according to U.S. Census Bureau data.

How does Cottle County compare to other areas?

You can compare Cottle County, TX with any other US county using our comparison tool at /compare. Cottle County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources