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Texas

Cost of living in Madison County, TX

Estimated monthly cost
$2,509/mo
for a single person, all categories combined

Population 13,574 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 28%
Healthcare $480 19%
Federal tax $410 16%
Groceries $334 13%
Transport $320 13%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Madison County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,296
per month
4 bedroom
$1,395
per month

Source: HUD FMR FY2025

Income and earnings in Madison County

Annual earnings figures from the Census ACS.

Household income
$67,128
per year
Individual earnings
$35,116
per year
Per capita
$26,453
per year

Source: ACS 2019-2023 5-Year.

Home values in Madison County

Average values reported by homeowners.

Average home value
$149,100
Annual property tax
$1,722

Source: ACS 2019-2023 5-Year

Energy costs in Madison County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Madison County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Madison County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Madison County

Commute patterns and estimated costs.

Average commute
25.9 min
Drive alone
77.4%
Public transit
0.2%
Work from home
8.4%

Source: ACS

Monthly cost estimates for Madison County

What it costs to live in Madison County each month.

Single person
$2,509
per month
  • Rent $711
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $410
  • State tax $0
Couple
$3,843
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $769
  • State tax $0
Family
$6,348
per month
  • Rent $1,296
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $769
  • State tax $0

Frequently asked questions about Madison County

Common questions about cost of living, rent and salary.

What is the average rent in Madison County?

In Madison County, TX, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,296 per month, according to HUD Fair Market Rent data.

What is the average salary in Madison County?

In Madison County, TX, the average household income is $67,128 per year and individual earnings for full-time workers average $35,116 per year, according to U.S. Census Bureau data.

What is the cost of living in Madison County?

The estimated cost of living in Madison County, TX is approximately $2,509 per month for a single person, $3,843 for a couple, $6,348 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Madison County?

The combined sales tax rate in Madison County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Madison County an affordable place to live?

Based on the data, a single person in Madison County, TX would need approximately $2,509 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,128 per year ($5,594 per month). Madison County is relatively affordable compared to the national average.

How much does healthcare cost in Madison County?

The ACA marketplace benchmark premium in Madison County, TX is approximately $480 per month for an individual. Approximately 14.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Madison County?

The average home value in Madison County, TX is $149,100, with average annual property taxes of $1,722, according to U.S. Census Bureau data.

How does Madison County compare to other areas?

You can compare Madison County, TX with any other US county using our comparison tool at /compare. Madison County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Madison County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources