Skip to main content
LiveWhere us
Bay City, TX

Cost of living in Matagorda County, TX

Estimated monthly cost
$2,698/mo
for a single person, all categories combined

Population 36,274 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $867 32%
Healthcare $480 18%
Federal tax $443 16%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Matagorda County

Fair Market Rents by bedroom count.

Studio
$863
per month
1 bedroom
$867
per month
2 bedroom
$1,100
per month
3 bedroom
$1,372
per month
4 bedroom
$1,812
per month

Source: HUD FMR FY2025

Income and earnings in Matagorda County

Annual earnings figures from the Census ACS.

Household income
$55,174
per year
Individual earnings
$37,153
per year
Per capita
$30,189
per year

Source: ACS 2019-2023 5-Year.

Home values in Matagorda County

Average values reported by homeowners.

Average home value
$162,200
Annual property tax
$2,035

Source: ACS 2019-2023 5-Year

Energy costs in Matagorda County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Matagorda County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
17.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Matagorda County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Matagorda County

Commute patterns and estimated costs.

Average commute
23.3 min
Drive alone
81.7%
Public transit
0.4%
Work from home
4.5%

Source: ACS

Monthly cost estimates for Matagorda County

What it costs to live in Matagorda County each month.

Single person
$2,698
per month
  • Rent $867
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $443
  • State tax $0
Couple
$3,814
per month
  • Rent $1,100
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $573
  • State tax $0
Family
$6,228
per month
  • Rent $1,372
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $573
  • State tax $0

Frequently asked questions about Matagorda County

Common questions about cost of living, rent and salary.

What is the average rent in Matagorda County?

In Matagorda County, TX, a one-bedroom apartment averages $867 per month, a two-bedroom averages $1,100 per month, a three-bedroom averages $1,372 per month, according to HUD Fair Market Rent data.

What is the average salary in Matagorda County?

In Matagorda County, TX, the average household income is $55,174 per year and individual earnings for full-time workers average $37,153 per year, according to U.S. Census Bureau data.

What is the cost of living in Matagorda County?

The estimated cost of living in Matagorda County, TX is approximately $2,698 per month for a single person, $3,814 for a couple, $6,228 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Matagorda County?

The combined sales tax rate in Matagorda County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Matagorda County an affordable place to live?

Based on the data, a single person in Matagorda County, TX would need approximately $2,698 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,174 per year ($4,598 per month). Matagorda County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Matagorda County?

The ACA marketplace benchmark premium in Matagorda County, TX is approximately $480 per month for an individual. Approximately 17.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Matagorda County?

The average home value in Matagorda County, TX is $162,200, with average annual property taxes of $2,035, according to U.S. Census Bureau data.

How does Matagorda County compare to other areas?

You can compare Matagorda County, TX with any other US county using our comparison tool at /compare. Matagorda County is in the Bay City, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Matagorda County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources