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Texas

Cost of living in Somervell County, TX

Estimated monthly cost
$2,698/mo
for a single person, all categories combined

Population 9,510 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $752 28%
Federal tax $558 21%
Healthcare $480 18%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Somervell County

Fair Market Rents by bedroom count.

Studio
$732
per month
1 bedroom
$752
per month
2 bedroom
$933
per month
3 bedroom
$1,307
per month
4 bedroom
$1,395
per month

Source: HUD FMR FY2025

Income and earnings in Somervell County

Annual earnings figures from the Census ACS.

Household income
$83,382
per year
Individual earnings
$44,160
per year
Per capita
$40,711
per year

Source: ACS 2019-2023 5-Year.

Home values in Somervell County

Average values reported by homeowners.

Average home value
$253,600
Annual property tax
$2,452

Source: ACS 2019-2023 5-Year

Energy costs in Somervell County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Somervell County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Somervell County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Somervell County

Commute patterns and estimated costs.

Average commute
31.7 min
Drive alone
73.4%
Public transit
0.0%
Work from home
11.6%

Source: ACS

Monthly cost estimates for Somervell County

What it costs to live in Somervell County each month.

Single person
$2,698
per month
  • Rent $752
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $558
  • State tax $0
Couple
$4,109
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $1,035
  • State tax $0
Family
$6,625
per month
  • Rent $1,307
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,035
  • State tax $0

Frequently asked questions about Somervell County

Common questions about cost of living, rent and salary.

What is the average rent in Somervell County?

In Somervell County, TX, a one-bedroom apartment averages $752 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Somervell County?

In Somervell County, TX, the average household income is $83,382 per year and individual earnings for full-time workers average $44,160 per year, according to U.S. Census Bureau data.

What is the cost of living in Somervell County?

The estimated cost of living in Somervell County, TX is approximately $2,698 per month for a single person, $4,109 for a couple, $6,625 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Somervell County?

The combined sales tax rate in Somervell County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Somervell County an affordable place to live?

Based on the data, a single person in Somervell County, TX would need approximately $2,698 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $83,382 per year ($6,949 per month). Somervell County is relatively affordable compared to the national average.

How much does healthcare cost in Somervell County?

The ACA marketplace benchmark premium in Somervell County, TX is approximately $480 per month for an individual. Approximately 11.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Somervell County?

The average home value in Somervell County, TX is $253,600, with average annual property taxes of $2,452, according to U.S. Census Bureau data.

How does Somervell County compare to other areas?

You can compare Somervell County, TX with any other US county using our comparison tool at /compare. Somervell County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources