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Laredo, TX

Cost of living in Laredo, Texas

Webb County, TX

Part of the Laredo Metro Area

Estimated monthly cost
$2,695/mo
for a single person, all categories combined

Population 267,731 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $959 36%
Healthcare $480 18%
Federal tax $348 13%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Laredo

Fair Market Rents by bedroom count.

Studio
$953
per month
1 bedroom
$959
per month
2 bedroom
$1,173
per month
3 bedroom
$1,493
per month
4 bedroom
$1,556
per month

Source: HUD FMR FY2025

Income and earnings in Laredo

Annual earnings figures from the Census ACS.

Household income
$62,506
per year
Individual earnings
$31,322
per year
Per capita
$24,408
per year

Source: ACS 2019-2023 5-Year.

Home values in Laredo

Average values reported by homeowners.

Average home value
$178,900
Annual property tax
$3,312

Source: ACS 2019-2023 5-Year

Energy costs in Laredo

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Laredo

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
28.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Laredo

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Laredo

Commute patterns and estimated costs.

Average commute
21.9 min
Drive alone
79.2%
Public transit
0.8%
Work from home
5.4%

Source: ACS

Monthly cost estimates for Laredo

What it costs to live in Laredo each month.

Single person
$2,695
per month
  • Rent $959
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $348
  • State tax $0
Couple
$4,007
per month
  • Rent $1,173
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $693
  • State tax $0
Family
$6,469
per month
  • Rent $1,493
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $693
  • State tax $0

Frequently asked questions about Laredo

Common questions about cost of living, rent and salary.

What is the average rent in Laredo?

In Laredo, Texas, a one-bedroom apartment averages $959 per month, a two-bedroom averages $1,173 per month, a three-bedroom averages $1,493 per month, according to HUD Fair Market Rent data.

What is the average salary in Laredo?

In Laredo, Texas, the average household income is $62,506 per year and individual earnings for full-time workers average $31,322 per year, according to U.S. Census Bureau data.

What is the cost of living in Laredo?

The estimated cost of living in Laredo, Texas is approximately $2,695 per month for a single person, $4,007 for a couple, $6,469 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Laredo?

The combined sales tax rate in Laredo, Texas is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Laredo an affordable place to live?

Based on the data, a single person in Laredo, Texas would need approximately $2,695 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,506 per year ($5,209 per month). Laredo has a moderate cost of living relative to local earnings.

How much does healthcare cost in Laredo?

The ACA marketplace benchmark premium in Laredo, Texas is approximately $480 per month for an individual. Approximately 28.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Laredo?

The average home value in Laredo, Texas is $178,900, with average annual property taxes of $3,312, according to U.S. Census Bureau data.

How does Laredo compare to other areas?

You can compare Laredo, Texas with any other US county using our comparison tool at /compare. Laredo is in the Laredo, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Laredo with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP