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Texas

Cost of living in Swisher County, TX

Estimated monthly cost
$2,481/mo
for a single person, all categories combined

Population 6,981 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $724 29%
Healthcare $480 19%
Federal tax $369 15%
Groceries $334 13%
Transport $320 13%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Swisher County

Fair Market Rents by bedroom count.

Studio
$720
per month
1 bedroom
$724
per month
2 bedroom
$933
per month
3 bedroom
$1,307
per month
4 bedroom
$1,395
per month

Source: HUD FMR FY2025

Income and earnings in Swisher County

Annual earnings figures from the Census ACS.

Household income
$39,031
per year
Individual earnings
$32,625
per year
Per capita
$23,065
per year

Source: ACS 2019-2023 5-Year.

Home values in Swisher County

Average values reported by homeowners.

Average home value
$89,200
Annual property tax
$1,555

Source: ACS 2019-2023 5-Year

Energy costs in Swisher County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Swisher County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
22.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Swisher County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Swisher County

Commute patterns and estimated costs.

Average commute
20.4 min
Drive alone
79.9%
Public transit
0.0%
Work from home
1.9%

Source: ACS

Monthly cost estimates for Swisher County

What it costs to live in Swisher County each month.

Single person
$2,481
per month
  • Rent $724
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $369
  • State tax $0
Couple
$3,405
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $331
  • State tax $0
Family
$5,921
per month
  • Rent $1,307
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $331
  • State tax $0

Frequently asked questions about Swisher County

Common questions about cost of living, rent and salary.

What is the average rent in Swisher County?

In Swisher County, TX, a one-bedroom apartment averages $724 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Swisher County?

In Swisher County, TX, the average household income is $39,031 per year and individual earnings for full-time workers average $32,625 per year, according to U.S. Census Bureau data.

What is the cost of living in Swisher County?

The estimated cost of living in Swisher County, TX is approximately $2,481 per month for a single person, $3,405 for a couple, $5,921 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Swisher County?

The combined sales tax rate in Swisher County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Swisher County an affordable place to live?

Based on the data, a single person in Swisher County, TX would need approximately $2,481 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $39,031 per year ($3,253 per month). Swisher County has a high cost of living relative to local earnings.

How much does healthcare cost in Swisher County?

The ACA marketplace benchmark premium in Swisher County, TX is approximately $480 per month for an individual. Approximately 22.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Swisher County?

The average home value in Swisher County, TX is $89,200, with average annual property taxes of $1,555, according to U.S. Census Bureau data.

How does Swisher County compare to other areas?

You can compare Swisher County, TX with any other US county using our comparison tool at /compare. Swisher County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Swisher County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources