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Bonham, TX

Cost of living in Fannin County, TX

Estimated monthly cost
$2,627/mo
for a single person, all categories combined

Population 36,525 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $719 27%
Federal tax $520 20%
Healthcare $480 18%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Fannin County

Fair Market Rents by bedroom count.

Studio
$714
per month
1 bedroom
$719
per month
2 bedroom
$943
per month
3 bedroom
$1,321
per month
4 bedroom
$1,584
per month

Source: HUD FMR FY2025

Income and earnings in Fannin County

Annual earnings figures from the Census ACS.

Household income
$68,377
per year
Individual earnings
$41,882
per year
Per capita
$34,865
per year

Source: ACS 2019-2023 5-Year.

Home values in Fannin County

Average values reported by homeowners.

Average home value
$213,500
Annual property tax
$2,356

Source: ACS 2019-2023 5-Year

Energy costs in Fannin County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Fannin County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fannin County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fannin County

Commute patterns and estimated costs.

Average commute
32.0 min
Drive alone
73.6%
Public transit
0.0%
Work from home
12.9%

Source: ACS

Monthly cost estimates for Fannin County

What it costs to live in Fannin County each month.

Single person
$2,627
per month
  • Rent $719
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $520
  • State tax $0
Couple
$3,873
per month
  • Rent $943
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $789
  • State tax $0
Family
$6,393
per month
  • Rent $1,321
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $789
  • State tax $0

Frequently asked questions about Fannin County

Common questions about cost of living, rent and salary.

What is the average rent in Fannin County?

In Fannin County, TX, a one-bedroom apartment averages $719 per month, a two-bedroom averages $943 per month, a three-bedroom averages $1,321 per month, according to HUD Fair Market Rent data.

What is the average salary in Fannin County?

In Fannin County, TX, the average household income is $68,377 per year and individual earnings for full-time workers average $41,882 per year, according to U.S. Census Bureau data.

What is the cost of living in Fannin County?

The estimated cost of living in Fannin County, TX is approximately $2,627 per month for a single person, $3,873 for a couple, $6,393 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fannin County?

The combined sales tax rate in Fannin County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Fannin County an affordable place to live?

Based on the data, a single person in Fannin County, TX would need approximately $2,627 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $68,377 per year ($5,698 per month). Fannin County is relatively affordable compared to the national average.

How much does healthcare cost in Fannin County?

The ACA marketplace benchmark premium in Fannin County, TX is approximately $480 per month for an individual. Approximately 14.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fannin County?

The average home value in Fannin County, TX is $213,500, with average annual property taxes of $2,356, according to U.S. Census Bureau data.

How does Fannin County compare to other areas?

You can compare Fannin County, TX with any other US county using our comparison tool at /compare. Fannin County is in the Bonham, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Fannin County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources