Skip to main content
LiveWhere us
Texas

Cost of living in Hill County, TX

Estimated monthly cost
$2,608/mo
for a single person, all categories combined

Population 36,664 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $749 29%
Healthcare $480 18%
Federal tax $471 18%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Hill County

Fair Market Rents by bedroom count.

Studio
$649
per month
1 bedroom
$749
per month
2 bedroom
$947
per month
3 bedroom
$1,248
per month
4 bedroom
$1,571
per month

Source: HUD FMR FY2025

Income and earnings in Hill County

Annual earnings figures from the Census ACS.

Household income
$63,147
per year
Individual earnings
$38,890
per year
Per capita
$31,410
per year

Source: ACS 2019-2023 5-Year.

Home values in Hill County

Average values reported by homeowners.

Average home value
$163,100
Annual property tax
$2,012

Source: ACS 2019-2023 5-Year

Energy costs in Hill County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Hill County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
17.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hill County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hill County

Commute patterns and estimated costs.

Average commute
30.8 min
Drive alone
80.2%
Public transit
0.0%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Hill County

What it costs to live in Hill County each month.

Single person
$2,608
per month
  • Rent $749
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $471
  • State tax $0
Couple
$3,791
per month
  • Rent $947
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $703
  • State tax $0
Family
$6,234
per month
  • Rent $1,248
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $703
  • State tax $0

Frequently asked questions about Hill County

Common questions about cost of living, rent and salary.

What is the average rent in Hill County?

In Hill County, TX, a one-bedroom apartment averages $749 per month, a two-bedroom averages $947 per month, a three-bedroom averages $1,248 per month, according to HUD Fair Market Rent data.

What is the average salary in Hill County?

In Hill County, TX, the average household income is $63,147 per year and individual earnings for full-time workers average $38,890 per year, according to U.S. Census Bureau data.

What is the cost of living in Hill County?

The estimated cost of living in Hill County, TX is approximately $2,608 per month for a single person, $3,791 for a couple, $6,234 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hill County?

The combined sales tax rate in Hill County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Hill County an affordable place to live?

Based on the data, a single person in Hill County, TX would need approximately $2,608 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $63,147 per year ($5,262 per month). Hill County is relatively affordable compared to the national average.

How much does healthcare cost in Hill County?

The ACA marketplace benchmark premium in Hill County, TX is approximately $480 per month for an individual. Approximately 17.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hill County?

The average home value in Hill County, TX is $163,100, with average annual property taxes of $2,012, according to U.S. Census Bureau data.

How does Hill County compare to other areas?

You can compare Hill County, TX with any other US county using our comparison tool at /compare. Hill County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Hill County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources