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Sulphur Springs, TX

Cost of living in Hopkins County, TX

Estimated monthly cost
$2,698/mo
for a single person, all categories combined

Population 37,351 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $886 33%
Healthcare $480 18%
Federal tax $424 16%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Hopkins County

Fair Market Rents by bedroom count.

Studio
$716
per month
1 bedroom
$886
per month
2 bedroom
$1,026
per month
3 bedroom
$1,402
per month
4 bedroom
$1,408
per month

Source: HUD FMR FY2025

Income and earnings in Hopkins County

Annual earnings figures from the Census ACS.

Household income
$64,725
per year
Individual earnings
$36,014
per year
Per capita
$32,536
per year

Source: ACS 2019-2023 5-Year.

Home values in Hopkins County

Average values reported by homeowners.

Average home value
$193,200
Annual property tax
$2,072

Source: ACS 2019-2023 5-Year

Energy costs in Hopkins County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Hopkins County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
18.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hopkins County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hopkins County

Commute patterns and estimated costs.

Average commute
23.0 min
Drive alone
79.1%
Public transit
0.7%
Work from home
7.1%

Source: ACS

Monthly cost estimates for Hopkins County

What it costs to live in Hopkins County each month.

Single person
$2,698
per month
  • Rent $886
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $424
  • State tax $0
Couple
$3,896
per month
  • Rent $1,026
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $729
  • State tax $0
Family
$6,414
per month
  • Rent $1,402
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $729
  • State tax $0

Frequently asked questions about Hopkins County

Common questions about cost of living, rent and salary.

What is the average rent in Hopkins County?

In Hopkins County, TX, a one-bedroom apartment averages $886 per month, a two-bedroom averages $1,026 per month, a three-bedroom averages $1,402 per month, according to HUD Fair Market Rent data.

What is the average salary in Hopkins County?

In Hopkins County, TX, the average household income is $64,725 per year and individual earnings for full-time workers average $36,014 per year, according to U.S. Census Bureau data.

What is the cost of living in Hopkins County?

The estimated cost of living in Hopkins County, TX is approximately $2,698 per month for a single person, $3,896 for a couple, $6,414 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hopkins County?

The combined sales tax rate in Hopkins County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Hopkins County an affordable place to live?

Based on the data, a single person in Hopkins County, TX would need approximately $2,698 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,725 per year ($5,394 per month). Hopkins County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hopkins County?

The ACA marketplace benchmark premium in Hopkins County, TX is approximately $480 per month for an individual. Approximately 18.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hopkins County?

The average home value in Hopkins County, TX is $193,200, with average annual property taxes of $2,072, according to U.S. Census Bureau data.

How does Hopkins County compare to other areas?

You can compare Hopkins County, TX with any other US county using our comparison tool at /compare. Hopkins County is in the Sulphur Springs, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Hopkins County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources