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Texas

Cost of living in Terrell County, TX

Estimated monthly cost
$2,596/mo
for a single person, all categories combined

Population 851 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $786 30%
Healthcare $480 18%
Federal tax $422 16%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Terrell County

Fair Market Rents by bedroom count.

Studio
$766
per month
1 bedroom
$786
per month
2 bedroom
$976
per month
3 bedroom
$1,273
per month
4 bedroom
$1,459
per month

Source: HUD FMR FY2025

Income and earnings in Terrell County

Annual earnings figures from the Census ACS.

Household income
$46,989
per year
Individual earnings
$35,882
per year
Per capita
$35,603
per year

Source: ACS 2019-2023 5-Year.

Home values in Terrell County

Average values reported by homeowners.

Average home value
$152,200
Annual property tax
$1,222

Source: ACS 2019-2023 5-Year

Energy costs in Terrell County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Terrell County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Terrell County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Terrell County

Commute patterns and estimated costs.

Average commute
12.1 min
Drive alone
73.4%
Public transit
0.0%
Work from home
7.6%

Source: ACS

Monthly cost estimates for Terrell County

What it costs to live in Terrell County each month.

Single person
$2,596
per month
  • Rent $786
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $422
  • State tax $0
Couple
$3,565
per month
  • Rent $976
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $448
  • State tax $0
Family
$6,004
per month
  • Rent $1,273
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $448
  • State tax $0

Frequently asked questions about Terrell County

Common questions about cost of living, rent and salary.

What is the average rent in Terrell County?

In Terrell County, TX, a one-bedroom apartment averages $786 per month, a two-bedroom averages $976 per month, a three-bedroom averages $1,273 per month, according to HUD Fair Market Rent data.

What is the average salary in Terrell County?

In Terrell County, TX, the average household income is $46,989 per year and individual earnings for full-time workers average $35,882 per year, according to U.S. Census Bureau data.

What is the cost of living in Terrell County?

The estimated cost of living in Terrell County, TX is approximately $2,596 per month for a single person, $3,565 for a couple, $6,004 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Terrell County?

The combined sales tax rate in Terrell County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Terrell County an affordable place to live?

Based on the data, a single person in Terrell County, TX would need approximately $2,596 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $46,989 per year ($3,916 per month). Terrell County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Terrell County?

The ACA marketplace benchmark premium in Terrell County, TX is approximately $480 per month for an individual. Approximately 10.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Terrell County?

The average home value in Terrell County, TX is $152,200, with average annual property taxes of $1,222, according to U.S. Census Bureau data.

How does Terrell County compare to other areas?

You can compare Terrell County, TX with any other US county using our comparison tool at /compare. Terrell County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Terrell County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources