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Kerrville, TX

Cost of living in Kerr County, TX

Estimated monthly cost
$2,734/mo
for a single person, all categories combined

Population 53,166 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $925 34%
Healthcare $480 18%
Federal tax $421 15%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Kerr County

Fair Market Rents by bedroom count.

Studio
$859
per month
1 bedroom
$925
per month
2 bedroom
$1,095
per month
3 bedroom
$1,488
per month
4 bedroom
$1,692
per month

Source: HUD FMR FY2025

Income and earnings in Kerr County

Annual earnings figures from the Census ACS.

Household income
$67,927
per year
Individual earnings
$35,796
per year
Per capita
$39,822
per year

Source: ACS 2019-2023 5-Year.

Home values in Kerr County

Average values reported by homeowners.

Average home value
$285,100
Annual property tax
$3,115

Source: ACS 2019-2023 5-Year

Energy costs in Kerr County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Kerr County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
17.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Kerr County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Kerr County

Commute patterns and estimated costs.

Average commute
20.5 min
Drive alone
71.8%
Public transit
0.1%
Work from home
9.8%

Source: ACS

Monthly cost estimates for Kerr County

What it costs to live in Kerr County each month.

Single person
$2,734
per month
  • Rent $925
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $421
  • State tax $0
Couple
$4,018
per month
  • Rent $1,095
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $782
  • State tax $0
Family
$6,553
per month
  • Rent $1,488
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $782
  • State tax $0

Frequently asked questions about Kerr County

Common questions about cost of living, rent and salary.

What is the average rent in Kerr County?

In Kerr County, TX, a one-bedroom apartment averages $925 per month, a two-bedroom averages $1,095 per month, a three-bedroom averages $1,488 per month, according to HUD Fair Market Rent data.

What is the average salary in Kerr County?

In Kerr County, TX, the average household income is $67,927 per year and individual earnings for full-time workers average $35,796 per year, according to U.S. Census Bureau data.

What is the cost of living in Kerr County?

The estimated cost of living in Kerr County, TX is approximately $2,734 per month for a single person, $4,018 for a couple, $6,553 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Kerr County?

The combined sales tax rate in Kerr County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Kerr County an affordable place to live?

Based on the data, a single person in Kerr County, TX would need approximately $2,734 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,927 per year ($5,661 per month). Kerr County is relatively affordable compared to the national average.

How much does healthcare cost in Kerr County?

The ACA marketplace benchmark premium in Kerr County, TX is approximately $480 per month for an individual. Approximately 17.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Kerr County?

The average home value in Kerr County, TX is $285,100, with average annual property taxes of $3,115, according to U.S. Census Bureau data.

How does Kerr County compare to other areas?

You can compare Kerr County, TX with any other US county using our comparison tool at /compare. Kerr County is in the Kerrville, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Kerr County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources