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Jacksonville, TX

Cost of living in Cherokee County, TX

Estimated monthly cost
$2,462/mo
for a single person, all categories combined

Population 51,143 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $712 29%
Healthcare $480 19%
Federal tax $362 15%
Groceries $334 14%
Transport $320 13%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Cherokee County

Fair Market Rents by bedroom count.

Studio
$677
per month
1 bedroom
$712
per month
2 bedroom
$934
per month
3 bedroom
$1,309
per month
4 bedroom
$1,397
per month

Source: HUD FMR FY2025

Income and earnings in Cherokee County

Annual earnings figures from the Census ACS.

Household income
$59,830
per year
Individual earnings
$32,217
per year
Per capita
$27,825
per year

Source: ACS 2019-2023 5-Year.

Home values in Cherokee County

Average values reported by homeowners.

Average home value
$160,300
Annual property tax
$1,941

Source: ACS 2019-2023 5-Year

Energy costs in Cherokee County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Cherokee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
20.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cherokee County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cherokee County

Commute patterns and estimated costs.

Average commute
27.5 min
Drive alone
73.2%
Public transit
0.1%
Work from home
10.6%

Source: ACS

Monthly cost estimates for Cherokee County

What it costs to live in Cherokee County each month.

Single person
$2,462
per month
  • Rent $712
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $362
  • State tax $0
Couple
$3,724
per month
  • Rent $934
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $649
  • State tax $0
Family
$6,241
per month
  • Rent $1,309
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $649
  • State tax $0

Frequently asked questions about Cherokee County

Common questions about cost of living, rent and salary.

What is the average rent in Cherokee County?

In Cherokee County, TX, a one-bedroom apartment averages $712 per month, a two-bedroom averages $934 per month, a three-bedroom averages $1,309 per month, according to HUD Fair Market Rent data.

What is the average salary in Cherokee County?

In Cherokee County, TX, the average household income is $59,830 per year and individual earnings for full-time workers average $32,217 per year, according to U.S. Census Bureau data.

What is the cost of living in Cherokee County?

The estimated cost of living in Cherokee County, TX is approximately $2,462 per month for a single person, $3,724 for a couple, $6,241 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cherokee County?

The combined sales tax rate in Cherokee County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Cherokee County an affordable place to live?

Based on the data, a single person in Cherokee County, TX would need approximately $2,462 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,830 per year ($4,986 per month). Cherokee County is relatively affordable compared to the national average.

How much does healthcare cost in Cherokee County?

The ACA marketplace benchmark premium in Cherokee County, TX is approximately $480 per month for an individual. Approximately 20.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cherokee County?

The average home value in Cherokee County, TX is $160,300, with average annual property taxes of $1,941, according to U.S. Census Bureau data.

How does Cherokee County compare to other areas?

You can compare Cherokee County, TX with any other US county using our comparison tool at /compare. Cherokee County is in the Jacksonville, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Cherokee County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources