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Texas

Cost of living in Rains County, TX

Estimated monthly cost
$2,768/mo
for a single person, all categories combined

Population 12,505 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 30%
Federal tax $537 19%
Healthcare $480 17%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Rains County

Fair Market Rents by bedroom count.

Studio
$732
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,307
per month
4 bedroom
$1,466
per month

Source: HUD FMR FY2025

Income and earnings in Rains County

Annual earnings figures from the Census ACS.

Household income
$64,874
per year
Individual earnings
$42,917
per year
Per capita
$38,483
per year

Source: ACS 2019-2023 5-Year.

Home values in Rains County

Average values reported by homeowners.

Average home value
$214,900
Annual property tax
$2,350

Source: ACS 2019-2023 5-Year

Energy costs in Rains County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Rains County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Rains County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Rains County

Commute patterns and estimated costs.

Average commute
39.9 min
Drive alone
71.9%
Public transit
0.0%
Work from home
9.2%

Source: ACS

Monthly cost estimates for Rains County

What it costs to live in Rains County each month.

Single person
$2,768
per month
  • Rent $843
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $537
  • State tax $0
Couple
$3,806
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $732
  • State tax $0
Family
$6,322
per month
  • Rent $1,307
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $732
  • State tax $0

Frequently asked questions about Rains County

Common questions about cost of living, rent and salary.

What is the average rent in Rains County?

In Rains County, TX, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Rains County?

In Rains County, TX, the average household income is $64,874 per year and individual earnings for full-time workers average $42,917 per year, according to U.S. Census Bureau data.

What is the cost of living in Rains County?

The estimated cost of living in Rains County, TX is approximately $2,768 per month for a single person, $3,806 for a couple, $6,322 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Rains County?

The combined sales tax rate in Rains County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Rains County an affordable place to live?

Based on the data, a single person in Rains County, TX would need approximately $2,768 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,874 per year ($5,406 per month). Rains County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Rains County?

The ACA marketplace benchmark premium in Rains County, TX is approximately $480 per month for an individual. Approximately 14.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Rains County?

The average home value in Rains County, TX is $214,900, with average annual property taxes of $2,350, according to U.S. Census Bureau data.

How does Rains County compare to other areas?

You can compare Rains County, TX with any other US county using our comparison tool at /compare. Rains County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Rains County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources