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Texas

Cost of living in Terry County, TX

Estimated monthly cost
$2,563/mo
for a single person, all categories combined

Population 11,699 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $752 29%
Healthcare $480 19%
Federal tax $423 17%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Terry County

Fair Market Rents by bedroom count.

Studio
$732
per month
1 bedroom
$752
per month
2 bedroom
$933
per month
3 bedroom
$1,307
per month
4 bedroom
$1,395
per month

Source: HUD FMR FY2025

Income and earnings in Terry County

Annual earnings figures from the Census ACS.

Household income
$45,905
per year
Individual earnings
$35,911
per year
Per capita
$24,987
per year

Source: ACS 2019-2023 5-Year.

Home values in Terry County

Average values reported by homeowners.

Average home value
$111,200
Annual property tax
$1,645

Source: ACS 2019-2023 5-Year

Energy costs in Terry County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Terry County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
23.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Terry County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Terry County

Commute patterns and estimated costs.

Average commute
19.9 min
Drive alone
80.3%
Public transit
0.1%
Work from home
5.4%

Source: ACS

Monthly cost estimates for Terry County

What it costs to live in Terry County each month.

Single person
$2,563
per month
  • Rent $752
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $423
  • State tax $0
Couple
$3,506
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $432
  • State tax $0
Family
$6,022
per month
  • Rent $1,307
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $432
  • State tax $0

Frequently asked questions about Terry County

Common questions about cost of living, rent and salary.

What is the average rent in Terry County?

In Terry County, TX, a one-bedroom apartment averages $752 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Terry County?

In Terry County, TX, the average household income is $45,905 per year and individual earnings for full-time workers average $35,911 per year, according to U.S. Census Bureau data.

What is the cost of living in Terry County?

The estimated cost of living in Terry County, TX is approximately $2,563 per month for a single person, $3,506 for a couple, $6,022 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Terry County?

The combined sales tax rate in Terry County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Terry County an affordable place to live?

Based on the data, a single person in Terry County, TX would need approximately $2,563 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $45,905 per year ($3,825 per month). Terry County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Terry County?

The ACA marketplace benchmark premium in Terry County, TX is approximately $480 per month for an individual. Approximately 23.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Terry County?

The average home value in Terry County, TX is $111,200, with average annual property taxes of $1,645, according to U.S. Census Bureau data.

How does Terry County compare to other areas?

You can compare Terry County, TX with any other US county using our comparison tool at /compare. Terry County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Terry County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources