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Waco, TX

Cost of living in Bosque County, TX

Part of the Waco Metro Area

Estimated monthly cost
$2,600/mo
for a single person, all categories combined

Population 18,546 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 27%
Federal tax $501 19%
Healthcare $480 18%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Bosque County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,297
per month
4 bedroom
$1,301
per month

Source: HUD FMR FY2025

Income and earnings in Bosque County

Annual earnings figures from the Census ACS.

Household income
$69,339
per year
Individual earnings
$40,700
per year
Per capita
$35,879
per year

Source: ACS 2019-2023 5-Year.

Home values in Bosque County

Average values reported by homeowners.

Average home value
$184,500
Annual property tax
$1,859

Source: ACS 2019-2023 5-Year

Energy costs in Bosque County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Bosque County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
17.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Bosque County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Bosque County

Commute patterns and estimated costs.

Average commute
29.7 min
Drive alone
82.2%
Public transit
0.0%
Work from home
8.9%

Source: ACS

Monthly cost estimates for Bosque County

What it costs to live in Bosque County each month.

Single person
$2,600
per month
  • Rent $711
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $501
  • State tax $0
Couple
$3,879
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $805
  • State tax $0
Family
$6,385
per month
  • Rent $1,297
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $805
  • State tax $0

Frequently asked questions about Bosque County

Common questions about cost of living, rent and salary.

What is the average rent in Bosque County?

In Bosque County, TX, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,297 per month, according to HUD Fair Market Rent data.

What is the average salary in Bosque County?

In Bosque County, TX, the average household income is $69,339 per year and individual earnings for full-time workers average $40,700 per year, according to U.S. Census Bureau data.

What is the cost of living in Bosque County?

The estimated cost of living in Bosque County, TX is approximately $2,600 per month for a single person, $3,879 for a couple, $6,385 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Bosque County?

The combined sales tax rate in Bosque County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Bosque County an affordable place to live?

Based on the data, a single person in Bosque County, TX would need approximately $2,600 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,339 per year ($5,778 per month). Bosque County is relatively affordable compared to the national average.

How much does healthcare cost in Bosque County?

The ACA marketplace benchmark premium in Bosque County, TX is approximately $480 per month for an individual. Approximately 17.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Bosque County?

The average home value in Bosque County, TX is $184,500, with average annual property taxes of $1,859, according to U.S. Census Bureau data.

How does Bosque County compare to other areas?

You can compare Bosque County, TX with any other US county using our comparison tool at /compare. Bosque County is in the Waco, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Bosque County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources