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Texas

Cost of living in Hemphill County, TX

Estimated monthly cost
$2,645/mo
for a single person, all categories combined

Population 3,311 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $776 29%
Federal tax $481 18%
Healthcare $480 18%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Hemphill County

Fair Market Rents by bedroom count.

Studio
$750
per month
1 bedroom
$776
per month
2 bedroom
$963
per month
3 bedroom
$1,307
per month
4 bedroom
$1,431
per month

Source: HUD FMR FY2025

Income and earnings in Hemphill County

Annual earnings figures from the Census ACS.

Household income
$72,052
per year
Individual earnings
$39,459
per year
Per capita
$45,325
per year

Source: ACS 2019-2023 5-Year.

Home values in Hemphill County

Average values reported by homeowners.

Average home value
$214,900
Annual property tax
$2,502

Source: ACS 2019-2023 5-Year

Energy costs in Hemphill County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Hemphill County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
17.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hemphill County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hemphill County

Commute patterns and estimated costs.

Average commute
18.6 min
Drive alone
76.1%
Public transit
0.0%
Work from home
5.8%

Source: ACS

Monthly cost estimates for Hemphill County

What it costs to live in Hemphill County each month.

Single person
$2,645
per month
  • Rent $776
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $481
  • State tax $0
Couple
$3,953
per month
  • Rent $963
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $849
  • State tax $0
Family
$6,439
per month
  • Rent $1,307
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $849
  • State tax $0

Frequently asked questions about Hemphill County

Common questions about cost of living, rent and salary.

What is the average rent in Hemphill County?

In Hemphill County, TX, a one-bedroom apartment averages $776 per month, a two-bedroom averages $963 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Hemphill County?

In Hemphill County, TX, the average household income is $72,052 per year and individual earnings for full-time workers average $39,459 per year, according to U.S. Census Bureau data.

What is the cost of living in Hemphill County?

The estimated cost of living in Hemphill County, TX is approximately $2,645 per month for a single person, $3,953 for a couple, $6,439 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hemphill County?

The combined sales tax rate in Hemphill County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Hemphill County an affordable place to live?

Based on the data, a single person in Hemphill County, TX would need approximately $2,645 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,052 per year ($6,004 per month). Hemphill County is relatively affordable compared to the national average.

How much does healthcare cost in Hemphill County?

The ACA marketplace benchmark premium in Hemphill County, TX is approximately $480 per month for an individual. Approximately 17.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hemphill County?

The average home value in Hemphill County, TX is $214,900, with average annual property taxes of $2,502, according to U.S. Census Bureau data.

How does Hemphill County compare to other areas?

You can compare Hemphill County, TX with any other US county using our comparison tool at /compare. Hemphill County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Hemphill County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources