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Texas

Cost of living in Karnes County, TX

Estimated monthly cost
$2,622/mo
for a single person, all categories combined

Population 14,819 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $861 33%
Healthcare $480 18%
Federal tax $373 14%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Karnes County

Fair Market Rents by bedroom count.

Studio
$774
per month
1 bedroom
$861
per month
2 bedroom
$1,129
per month
3 bedroom
$1,400
per month
4 bedroom
$1,664
per month

Source: HUD FMR FY2025

Income and earnings in Karnes County

Annual earnings figures from the Census ACS.

Household income
$59,103
per year
Individual earnings
$32,891
per year
Per capita
$28,251
per year

Source: ACS 2019-2023 5-Year.

Home values in Karnes County

Average values reported by homeowners.

Average home value
$136,900
Annual property tax
$1,344

Source: ACS 2019-2023 5-Year

Energy costs in Karnes County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Karnes County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Karnes County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Karnes County

Commute patterns and estimated costs.

Average commute
20.2 min
Drive alone
79.6%
Public transit
0.0%
Work from home
4.0%

Source: ACS

Monthly cost estimates for Karnes County

What it costs to live in Karnes County each month.

Single person
$2,622
per month
  • Rent $861
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $373
  • State tax $0
Couple
$3,907
per month
  • Rent $1,129
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $637
  • State tax $0
Family
$6,320
per month
  • Rent $1,400
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $637
  • State tax $0

Frequently asked questions about Karnes County

Common questions about cost of living, rent and salary.

What is the average rent in Karnes County?

In Karnes County, TX, a one-bedroom apartment averages $861 per month, a two-bedroom averages $1,129 per month, a three-bedroom averages $1,400 per month, according to HUD Fair Market Rent data.

What is the average salary in Karnes County?

In Karnes County, TX, the average household income is $59,103 per year and individual earnings for full-time workers average $32,891 per year, according to U.S. Census Bureau data.

What is the cost of living in Karnes County?

The estimated cost of living in Karnes County, TX is approximately $2,622 per month for a single person, $3,907 for a couple, $6,320 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Karnes County?

The combined sales tax rate in Karnes County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Karnes County an affordable place to live?

Based on the data, a single person in Karnes County, TX would need approximately $2,622 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,103 per year ($4,925 per month). Karnes County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Karnes County?

The ACA marketplace benchmark premium in Karnes County, TX is approximately $480 per month for an individual. Approximately 16.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Karnes County?

The average home value in Karnes County, TX is $136,900, with average annual property taxes of $1,344, according to U.S. Census Bureau data.

How does Karnes County compare to other areas?

You can compare Karnes County, TX with any other US county using our comparison tool at /compare. Karnes County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Karnes County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources