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Amarillo, TX

Cost of living in Amarillo, Texas

Potter County, TX

Part of the Amarillo Metro Area

Estimated monthly cost
$2,744/mo
for a single person, all categories combined

Population 116,634 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $952 35%
Healthcare $480 17%
Federal tax $404 15%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Amarillo

Fair Market Rents by bedroom count.

Studio
$813
per month
1 bedroom
$952
per month
2 bedroom
$1,158
per month
3 bedroom
$1,592
per month
4 bedroom
$1,848
per month

Source: HUD FMR FY2025

Income and earnings in Amarillo

Annual earnings figures from the Census ACS.

Household income
$50,448
per year
Individual earnings
$34,784
per year
Per capita
$27,406
per year

Source: ACS 2019-2023 5-Year.

Home values in Amarillo

Average values reported by homeowners.

Average home value
$134,900
Annual property tax
$2,028

Source: ACS 2019-2023 5-Year

Energy costs in Amarillo

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Amarillo

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
20.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Amarillo

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Amarillo

Commute patterns and estimated costs.

Average commute
19.7 min
Drive alone
78.2%
Public transit
0.5%
Work from home
5.3%

Source: ACS

Monthly cost estimates for Amarillo

What it costs to live in Amarillo each month.

Single person
$2,744
per month
  • Rent $952
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $404
  • State tax $0
Couple
$3,798
per month
  • Rent $1,158
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $499
  • State tax $0
Family
$6,374
per month
  • Rent $1,592
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $499
  • State tax $0

Frequently asked questions about Amarillo

Common questions about cost of living, rent and salary.

What is the average rent in Amarillo?

In Amarillo, Texas, a one-bedroom apartment averages $952 per month, a two-bedroom averages $1,158 per month, a three-bedroom averages $1,592 per month, according to HUD Fair Market Rent data.

What is the average salary in Amarillo?

In Amarillo, Texas, the average household income is $50,448 per year and individual earnings for full-time workers average $34,784 per year, according to U.S. Census Bureau data.

What is the cost of living in Amarillo?

The estimated cost of living in Amarillo, Texas is approximately $2,744 per month for a single person, $3,798 for a couple, $6,374 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Amarillo?

The combined sales tax rate in Amarillo, Texas is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Amarillo an affordable place to live?

Based on the data, a single person in Amarillo, Texas would need approximately $2,744 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $50,448 per year ($4,204 per month). Amarillo has a moderate cost of living relative to local earnings.

How much does healthcare cost in Amarillo?

The ACA marketplace benchmark premium in Amarillo, Texas is approximately $480 per month for an individual. Approximately 20.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Amarillo?

The average home value in Amarillo, Texas is $134,900, with average annual property taxes of $2,028, according to U.S. Census Bureau data.

How does Amarillo compare to other areas?

You can compare Amarillo, Texas with any other US county using our comparison tool at /compare. Amarillo is in the Amarillo, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Amarillo with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources