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Texas

Cost of living in Franklin County, TX

Estimated monthly cost
$2,693/mo
for a single person, all categories combined

Population 10,522 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $802 30%
Federal tax $503 19%
Healthcare $480 18%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Franklin County

Fair Market Rents by bedroom count.

Studio
$797
per month
1 bedroom
$802
per month
2 bedroom
$1,052
per month
3 bedroom
$1,267
per month
4 bedroom
$1,573
per month

Source: HUD FMR FY2025

Income and earnings in Franklin County

Annual earnings figures from the Census ACS.

Household income
$66,800
per year
Individual earnings
$40,814
per year
Per capita
$39,633
per year

Source: ACS 2019-2023 5-Year.

Home values in Franklin County

Average values reported by homeowners.

Average home value
$213,200
Annual property tax
$1,944

Source: ACS 2019-2023 5-Year

Energy costs in Franklin County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Franklin County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Franklin County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Franklin County

Commute patterns and estimated costs.

Average commute
26.3 min
Drive alone
71.5%
Public transit
0.0%
Work from home
12.3%

Source: ACS

Monthly cost estimates for Franklin County

What it costs to live in Franklin County each month.

Single person
$2,693
per month
  • Rent $802
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $503
  • State tax $0
Couple
$3,956
per month
  • Rent $1,052
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $763
  • State tax $0
Family
$6,313
per month
  • Rent $1,267
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $763
  • State tax $0

Frequently asked questions about Franklin County

Common questions about cost of living, rent and salary.

What is the average rent in Franklin County?

In Franklin County, TX, a one-bedroom apartment averages $802 per month, a two-bedroom averages $1,052 per month, a three-bedroom averages $1,267 per month, according to HUD Fair Market Rent data.

What is the average salary in Franklin County?

In Franklin County, TX, the average household income is $66,800 per year and individual earnings for full-time workers average $40,814 per year, according to U.S. Census Bureau data.

What is the cost of living in Franklin County?

The estimated cost of living in Franklin County, TX is approximately $2,693 per month for a single person, $3,956 for a couple, $6,313 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Franklin County?

The combined sales tax rate in Franklin County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Franklin County an affordable place to live?

Based on the data, a single person in Franklin County, TX would need approximately $2,693 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,800 per year ($5,567 per month). Franklin County is relatively affordable compared to the national average.

How much does healthcare cost in Franklin County?

The ACA marketplace benchmark premium in Franklin County, TX is approximately $480 per month for an individual. Approximately 16.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Franklin County?

The average home value in Franklin County, TX is $213,200, with average annual property taxes of $1,944, according to U.S. Census Bureau data.

How does Franklin County compare to other areas?

You can compare Franklin County, TX with any other US county using our comparison tool at /compare. Franklin County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Franklin County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources