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San Antonio-New Braunfels, TX

Cost of living in San Antonio, Texas

Bexar County, TX

Part of the San Antonio Metro Area

Estimated monthly cost
$3,102/mo
for a single person, all categories combined

Population 2,037,344 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,231 40%
Federal tax $483 16%
Healthcare $480 15%
Groceries $334 11%
Transport $320 10%
Energy $199 6%
Water $55 2%
State tax $0 0%

Rent in San Antonio

Fair Market Rents by bedroom count.

Studio
$1,116
per month
1 bedroom
$1,231
per month
2 bedroom
$1,501
per month
3 bedroom
$1,907
per month
4 bedroom
$2,243
per month

Source: HUD FMR FY2025

Income and earnings in San Antonio

Annual earnings figures from the Census ACS.

Household income
$70,571
per year
Individual earnings
$39,582
per year
Per capita
$35,795
per year

Source: ACS 2019-2023 5-Year.

Home values in San Antonio

Average values reported by homeowners.

Average home value
$244,100
Annual property tax
$4,429

Source: ACS 2019-2023 5-Year

Energy costs in San Antonio

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in San Antonio

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
15.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in San Antonio

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in San Antonio

Commute patterns and estimated costs.

Average commute
25.8 min
Drive alone
70.7%
Public transit
1.6%
Work from home
12.8%

Source: ACS

Monthly cost estimates for San Antonio

What it costs to live in San Antonio each month.

Single person
$3,102
per month
  • Rent $1,231
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $483
  • State tax $0
Couple
$4,467
per month
  • Rent $1,501
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $825
  • State tax $0
Family
$7,015
per month
  • Rent $1,907
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $825
  • State tax $0

Frequently asked questions about San Antonio

Common questions about cost of living, rent and salary.

What is the average rent in San Antonio?

In San Antonio, Texas, a one-bedroom apartment averages $1,231 per month, a two-bedroom averages $1,501 per month, a three-bedroom averages $1,907 per month, according to HUD Fair Market Rent data.

What is the average salary in San Antonio?

In San Antonio, Texas, the average household income is $70,571 per year and individual earnings for full-time workers average $39,582 per year, according to U.S. Census Bureau data.

What is the cost of living in San Antonio?

The estimated cost of living in San Antonio, Texas is approximately $3,102 per month for a single person, $4,467 for a couple, $7,015 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in San Antonio?

The combined sales tax rate in San Antonio, Texas is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is San Antonio an affordable place to live?

Based on the data, a single person in San Antonio, Texas would need approximately $3,102 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,571 per year ($5,881 per month). San Antonio has a moderate cost of living relative to local earnings.

How much does healthcare cost in San Antonio?

The ACA marketplace benchmark premium in San Antonio, Texas is approximately $480 per month for an individual. Approximately 15.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in San Antonio?

The average home value in San Antonio, Texas is $244,100, with average annual property taxes of $4,429, according to U.S. Census Bureau data.

How does San Antonio compare to other areas?

You can compare San Antonio, Texas with any other US county using our comparison tool at /compare. San Antonio is in the San Antonio-New Braunfels, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare San Antonio with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP