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Texas

Cost of living in Milam County, TX

Estimated monthly cost
$2,596/mo
for a single person, all categories combined

Population 25,268 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $750 29%
Healthcare $480 18%
Federal tax $458 18%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Milam County

Fair Market Rents by bedroom count.

Studio
$732
per month
1 bedroom
$750
per month
2 bedroom
$933
per month
3 bedroom
$1,135
per month
4 bedroom
$1,517
per month

Source: HUD FMR FY2025

Income and earnings in Milam County

Annual earnings figures from the Census ACS.

Household income
$59,076
per year
Individual earnings
$38,048
per year
Per capita
$33,760
per year

Source: ACS 2019-2023 5-Year.

Home values in Milam County

Average values reported by homeowners.

Average home value
$168,900
Annual property tax
$1,789

Source: ACS 2019-2023 5-Year

Energy costs in Milam County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Milam County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Milam County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Milam County

Commute patterns and estimated costs.

Average commute
30.1 min
Drive alone
79.2%
Public transit
0.0%
Work from home
9.4%

Source: ACS

Monthly cost estimates for Milam County

What it costs to live in Milam County each month.

Single person
$2,596
per month
  • Rent $750
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $458
  • State tax $0
Couple
$3,711
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $637
  • State tax $0
Family
$6,055
per month
  • Rent $1,135
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $637
  • State tax $0

Frequently asked questions about Milam County

Common questions about cost of living, rent and salary.

What is the average rent in Milam County?

In Milam County, TX, a one-bedroom apartment averages $750 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,135 per month, according to HUD Fair Market Rent data.

What is the average salary in Milam County?

In Milam County, TX, the average household income is $59,076 per year and individual earnings for full-time workers average $38,048 per year, according to U.S. Census Bureau data.

What is the cost of living in Milam County?

The estimated cost of living in Milam County, TX is approximately $2,596 per month for a single person, $3,711 for a couple, $6,055 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Milam County?

The combined sales tax rate in Milam County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Milam County an affordable place to live?

Based on the data, a single person in Milam County, TX would need approximately $2,596 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,076 per year ($4,923 per month). Milam County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Milam County?

The ACA marketplace benchmark premium in Milam County, TX is approximately $480 per month for an individual. Approximately 16.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Milam County?

The average home value in Milam County, TX is $168,900, with average annual property taxes of $1,789, according to U.S. Census Bureau data.

How does Milam County compare to other areas?

You can compare Milam County, TX with any other US county using our comparison tool at /compare. Milam County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Milam County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources