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Dallas-Fort Worth-Arlington, TX

Cost of living in Ellis County, TX

Part of the Dallas Metro Area

Estimated monthly cost
$3,601/mo
for a single person, all categories combined

Population 203,927 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,606 45%
Federal tax $607 17%
Healthcare $480 13%
Groceries $334 9%
Transport $320 9%
Energy $199 6%
Water $55 2%
State tax $0 0%

Rent in Ellis County

Fair Market Rents by bedroom count.

Studio
$1,531
per month
1 bedroom
$1,606
per month
2 bedroom
$1,884
per month
3 bedroom
$2,361
per month
4 bedroom
$3,033
per month

Source: HUD FMR FY2025

Income and earnings in Ellis County

Annual earnings figures from the Census ACS.

Household income
$95,898
per year
Individual earnings
$47,141
per year
Per capita
$39,646
per year

Source: ACS 2019-2023 5-Year.

Home values in Ellis County

Average values reported by homeowners.

Average home value
$306,400
Annual property tax
$4,472

Source: ACS 2019-2023 5-Year

Energy costs in Ellis County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Ellis County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
15.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ellis County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ellis County

Commute patterns and estimated costs.

Average commute
30.9 min
Drive alone
79.0%
Public transit
0.1%
Work from home
10.8%

Source: ACS

Monthly cost estimates for Ellis County

What it costs to live in Ellis County each month.

Single person
$3,601
per month
  • Rent $1,606
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $607
  • State tax $0
Couple
$5,265
per month
  • Rent $1,884
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $1,240
  • State tax $0
Family
$7,884
per month
  • Rent $2,361
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,240
  • State tax $0

Frequently asked questions about Ellis County

Common questions about cost of living, rent and salary.

What is the average rent in Ellis County?

In Ellis County, TX, a one-bedroom apartment averages $1,606 per month, a two-bedroom averages $1,884 per month, a three-bedroom averages $2,361 per month, according to HUD Fair Market Rent data.

What is the average salary in Ellis County?

In Ellis County, TX, the average household income is $95,898 per year and individual earnings for full-time workers average $47,141 per year, according to U.S. Census Bureau data.

What is the cost of living in Ellis County?

The estimated cost of living in Ellis County, TX is approximately $3,601 per month for a single person, $5,265 for a couple, $7,884 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ellis County?

The combined sales tax rate in Ellis County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Ellis County an affordable place to live?

Based on the data, a single person in Ellis County, TX would need approximately $3,601 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $95,898 per year ($7,992 per month). Ellis County is relatively affordable compared to the national average.

How much does healthcare cost in Ellis County?

The ACA marketplace benchmark premium in Ellis County, TX is approximately $480 per month for an individual. Approximately 15.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ellis County?

The average home value in Ellis County, TX is $306,400, with average annual property taxes of $4,472, according to U.S. Census Bureau data.

How does Ellis County compare to other areas?

You can compare Ellis County, TX with any other US county using our comparison tool at /compare. Ellis County is in the Dallas-Fort Worth-Arlington, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Ellis County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources