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Dallas-Fort Worth-Arlington, TX

Cost of living in Dallas, Texas

Dallas County, TX

Part of the Dallas Metro Area

Estimated monthly cost
$3,534/mo
for a single person, all categories combined

Population 2,603,816 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,606 45%
Federal tax $540 15%
Healthcare $480 14%
Groceries $334 9%
Transport $320 9%
Energy $199 6%
Water $55 2%
State tax $0 0%

Rent in Dallas

Fair Market Rents by bedroom count.

Studio
$1,531
per month
1 bedroom
$1,606
per month
2 bedroom
$1,884
per month
3 bedroom
$2,361
per month
4 bedroom
$3,033
per month

Source: HUD FMR FY2025

Income and earnings in Dallas

Annual earnings figures from the Census ACS.

Household income
$74,149
per year
Individual earnings
$43,051
per year
Per capita
$41,272
per year

Source: ACS 2019-2023 5-Year.

Home values in Dallas

Average values reported by homeowners.

Average home value
$277,900
Annual property tax
$4,668

Source: ACS 2019-2023 5-Year

Energy costs in Dallas

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Dallas

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
21.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Dallas

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Dallas

Commute patterns and estimated costs.

Average commute
27.2 min
Drive alone
70.4%
Public transit
1.6%
Work from home
13.9%

Source: ACS

Monthly cost estimates for Dallas

What it costs to live in Dallas each month.

Single person
$3,534
per month
  • Rent $1,606
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $540
  • State tax $0
Couple
$4,909
per month
  • Rent $1,884
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $884
  • State tax $0
Family
$7,528
per month
  • Rent $2,361
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $884
  • State tax $0

Frequently asked questions about Dallas

Common questions about cost of living, rent and salary.

What is the average rent in Dallas?

In Dallas, Texas, a one-bedroom apartment averages $1,606 per month, a two-bedroom averages $1,884 per month, a three-bedroom averages $2,361 per month, according to HUD Fair Market Rent data.

What is the average salary in Dallas?

In Dallas, Texas, the average household income is $74,149 per year and individual earnings for full-time workers average $43,051 per year, according to U.S. Census Bureau data.

What is the cost of living in Dallas?

The estimated cost of living in Dallas, Texas is approximately $3,534 per month for a single person, $4,909 for a couple, $7,528 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Dallas?

The combined sales tax rate in Dallas, Texas is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Dallas an affordable place to live?

Based on the data, a single person in Dallas, Texas would need approximately $3,534 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $74,149 per year ($6,179 per month). Dallas has a moderate cost of living relative to local earnings.

How much does healthcare cost in Dallas?

The ACA marketplace benchmark premium in Dallas, Texas is approximately $480 per month for an individual. Approximately 21.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Dallas?

The average home value in Dallas, Texas is $277,900, with average annual property taxes of $4,668, according to U.S. Census Bureau data.

How does Dallas compare to other areas?

You can compare Dallas, Texas with any other US county using our comparison tool at /compare. Dallas is in the Dallas-Fort Worth-Arlington, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Dallas with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources