Cost of living in Loving County, TX
Population 54 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Loving County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Loving County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Loving County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Loving County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Loving County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Loving County
State and local tax rates for Texas.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Loving County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Loving County
What it costs to live in Loving County each month.
- Rent $786
- Energy $199
- Water $55
- Groceries $334
- Transport $320
- Healthcare $480
- Federal tax $228
- State tax $0
- Rent $976
- Energy $239
- Water $65
- Groceries $553
- Transport $420
- Healthcare $864
- Federal tax $508
- State tax $0
- Rent $1,273
- Energy $298
- Water $75
- Groceries $840
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $508
- State tax $0
Frequently asked questions about Loving County
Common questions about cost of living, rent and salary.
What is the average rent in Loving County?
In Loving County, TX, a one-bedroom apartment averages $786 per month, a two-bedroom averages $976 per month, a three-bedroom averages $1,273 per month, according to HUD Fair Market Rent data.
What is the average salary in Loving County?
In Loving County, TX, the average household income is $51,087 per year and individual earnings for full-time workers average $23,750 per year, according to U.S. Census Bureau data.
What is the cost of living in Loving County?
The estimated cost of living in Loving County, TX is approximately $2,402 per month for a single person, $3,625 for a couple, $6,064 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Loving County?
The combined sales tax rate in Loving County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.
Is Loving County an affordable place to live?
Based on the data, a single person in Loving County, TX would need approximately $2,402 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $51,087 per year ($4,257 per month). Loving County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Loving County?
The ACA marketplace benchmark premium in Loving County, TX is approximately $480 per month for an individual. Approximately 0.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
How does Loving County compare to other areas?
You can compare Loving County, TX with any other US county using our comparison tool at /compare. Loving County is in Texas.
Other counties in Texas
Browse the full list of counties in Texas, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP