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Texas

Cost of living in Sterling County, TX

Estimated monthly cost
$2,970/mo
for a single person, all categories combined

Population 1,389 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $998 34%
Federal tax $584 20%
Healthcare $480 16%
Groceries $334 11%
Transport $320 11%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Sterling County

Fair Market Rents by bedroom count.

Studio
$863
per month
1 bedroom
$998
per month
2 bedroom
$1,258
per month
3 bedroom
$1,687
per month
4 bedroom
$2,078
per month

Source: HUD FMR FY2025

Income and earnings in Sterling County

Annual earnings figures from the Census ACS.

Household income
$78,750
per year
Individual earnings
$45,750
per year
Per capita
$33,497
per year

Source: ACS 2019-2023 5-Year.

Home values in Sterling County

Average values reported by homeowners.

Average home value
$143,200
Annual property tax
$1,535

Source: ACS 2019-2023 5-Year

Energy costs in Sterling County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Sterling County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
25.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Sterling County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Sterling County

Commute patterns and estimated costs.

Average commute
27.1 min
Drive alone
79.0%
Public transit
0.0%
Work from home
8.0%

Source: ACS

Monthly cost estimates for Sterling County

What it costs to live in Sterling County each month.

Single person
$2,970
per month
  • Rent $998
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $584
  • State tax $0
Couple
$4,358
per month
  • Rent $1,258
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $959
  • State tax $0
Family
$6,929
per month
  • Rent $1,687
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $959
  • State tax $0

Frequently asked questions about Sterling County

Common questions about cost of living, rent and salary.

What is the average rent in Sterling County?

In Sterling County, TX, a one-bedroom apartment averages $998 per month, a two-bedroom averages $1,258 per month, a three-bedroom averages $1,687 per month, according to HUD Fair Market Rent data.

What is the average salary in Sterling County?

In Sterling County, TX, the average household income is $78,750 per year and individual earnings for full-time workers average $45,750 per year, according to U.S. Census Bureau data.

What is the cost of living in Sterling County?

The estimated cost of living in Sterling County, TX is approximately $2,970 per month for a single person, $4,358 for a couple, $6,929 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Sterling County?

The combined sales tax rate in Sterling County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Sterling County an affordable place to live?

Based on the data, a single person in Sterling County, TX would need approximately $2,970 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $78,750 per year ($6,563 per month). Sterling County is relatively affordable compared to the national average.

How much does healthcare cost in Sterling County?

The ACA marketplace benchmark premium in Sterling County, TX is approximately $480 per month for an individual. Approximately 25.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Sterling County?

The average home value in Sterling County, TX is $143,200, with average annual property taxes of $1,535, according to U.S. Census Bureau data.

How does Sterling County compare to other areas?

You can compare Sterling County, TX with any other US county using our comparison tool at /compare. Sterling County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Sterling County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources