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Borger, TX

Cost of living in Hutchinson County, TX

Estimated monthly cost
$2,585/mo
for a single person, all categories combined

Population 20,413 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 28%
Federal tax $486 19%
Healthcare $480 19%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Hutchinson County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,307
per month
4 bedroom
$1,567
per month

Source: HUD FMR FY2025

Income and earnings in Hutchinson County

Annual earnings figures from the Census ACS.

Household income
$65,470
per year
Individual earnings
$39,777
per year
Per capita
$31,917
per year

Source: ACS 2019-2023 5-Year.

Home values in Hutchinson County

Average values reported by homeowners.

Average home value
$102,200
Annual property tax
$1,515

Source: ACS 2019-2023 5-Year

Energy costs in Hutchinson County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Hutchinson County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hutchinson County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hutchinson County

Commute patterns and estimated costs.

Average commute
20.0 min
Drive alone
83.7%
Public transit
1.0%
Work from home
2.7%

Source: ACS

Monthly cost estimates for Hutchinson County

What it costs to live in Hutchinson County each month.

Single person
$2,585
per month
  • Rent $711
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $486
  • State tax $0
Couple
$3,815
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $741
  • State tax $0
Family
$6,331
per month
  • Rent $1,307
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $741
  • State tax $0

Frequently asked questions about Hutchinson County

Common questions about cost of living, rent and salary.

What is the average rent in Hutchinson County?

In Hutchinson County, TX, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,307 per month, according to HUD Fair Market Rent data.

What is the average salary in Hutchinson County?

In Hutchinson County, TX, the average household income is $65,470 per year and individual earnings for full-time workers average $39,777 per year, according to U.S. Census Bureau data.

What is the cost of living in Hutchinson County?

The estimated cost of living in Hutchinson County, TX is approximately $2,585 per month for a single person, $3,815 for a couple, $6,331 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hutchinson County?

The combined sales tax rate in Hutchinson County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Hutchinson County an affordable place to live?

Based on the data, a single person in Hutchinson County, TX would need approximately $2,585 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,470 per year ($5,456 per month). Hutchinson County is relatively affordable compared to the national average.

How much does healthcare cost in Hutchinson County?

The ACA marketplace benchmark premium in Hutchinson County, TX is approximately $480 per month for an individual. Approximately 14.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hutchinson County?

The average home value in Hutchinson County, TX is $102,200, with average annual property taxes of $1,515, according to U.S. Census Bureau data.

How does Hutchinson County compare to other areas?

You can compare Hutchinson County, TX with any other US county using our comparison tool at /compare. Hutchinson County is in the Borger, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Hutchinson County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources