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Amarillo, TX

Cost of living in Armstrong County, TX

Part of the Amarillo Metro Area

Estimated monthly cost
$3,051/mo
for a single person, all categories combined

Population 1,883 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $952 31%
Federal tax $711 23%
Healthcare $480 16%
Groceries $334 11%
Transport $320 10%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Armstrong County

Fair Market Rents by bedroom count.

Studio
$813
per month
1 bedroom
$952
per month
2 bedroom
$1,158
per month
3 bedroom
$1,592
per month
4 bedroom
$1,848
per month

Source: HUD FMR FY2025

Income and earnings in Armstrong County

Annual earnings figures from the Census ACS.

Household income
$68,462
per year
Individual earnings
$53,523
per year
Per capita
$33,883
per year

Source: ACS 2019-2023 5-Year.

Home values in Armstrong County

Average values reported by homeowners.

Average home value
$185,700
Annual property tax
$2,679

Source: ACS 2019-2023 5-Year

Energy costs in Armstrong County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Armstrong County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Armstrong County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Armstrong County

Commute patterns and estimated costs.

Average commute
23.9 min
Drive alone
80.3%
Public transit
0.0%
Work from home
7.9%

Source: ACS

Monthly cost estimates for Armstrong County

What it costs to live in Armstrong County each month.

Single person
$3,051
per month
  • Rent $952
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $711
  • State tax $0
Couple
$4,089
per month
  • Rent $1,158
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $790
  • State tax $0
Family
$6,665
per month
  • Rent $1,592
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $790
  • State tax $0

Frequently asked questions about Armstrong County

Common questions about cost of living, rent and salary.

What is the average rent in Armstrong County?

In Armstrong County, TX, a one-bedroom apartment averages $952 per month, a two-bedroom averages $1,158 per month, a three-bedroom averages $1,592 per month, according to HUD Fair Market Rent data.

What is the average salary in Armstrong County?

In Armstrong County, TX, the average household income is $68,462 per year and individual earnings for full-time workers average $53,523 per year, according to U.S. Census Bureau data.

What is the cost of living in Armstrong County?

The estimated cost of living in Armstrong County, TX is approximately $3,051 per month for a single person, $4,089 for a couple, $6,665 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Armstrong County?

The combined sales tax rate in Armstrong County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Armstrong County an affordable place to live?

Based on the data, a single person in Armstrong County, TX would need approximately $3,051 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $68,462 per year ($5,705 per month). Armstrong County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Armstrong County?

The ACA marketplace benchmark premium in Armstrong County, TX is approximately $480 per month for an individual. Approximately 7.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Armstrong County?

The average home value in Armstrong County, TX is $185,700, with average annual property taxes of $2,679, according to U.S. Census Bureau data.

How does Armstrong County compare to other areas?

You can compare Armstrong County, TX with any other US county using our comparison tool at /compare. Armstrong County is in the Amarillo, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Armstrong County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources