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Texas

Cost of living in Live Oak County, TX

Estimated monthly cost
$2,503/mo
for a single person, all categories combined

Population 11,444 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 28%
Healthcare $480 19%
Federal tax $404 16%
Groceries $334 13%
Transport $320 13%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Live Oak County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,287
per month
4 bedroom
$1,395
per month

Source: HUD FMR FY2025

Income and earnings in Live Oak County

Annual earnings figures from the Census ACS.

Household income
$53,869
per year
Individual earnings
$34,763
per year
Per capita
$27,757
per year

Source: ACS 2019-2023 5-Year.

Home values in Live Oak County

Average values reported by homeowners.

Average home value
$142,300
Annual property tax
$1,255

Source: ACS 2019-2023 5-Year

Energy costs in Live Oak County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Live Oak County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
18.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Live Oak County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Live Oak County

Commute patterns and estimated costs.

Average commute
29.8 min
Drive alone
81.7%
Public transit
0.0%
Work from home
9.5%

Source: ACS

Monthly cost estimates for Live Oak County

What it costs to live in Live Oak County each month.

Single person
$2,503
per month
  • Rent $711
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $404
  • State tax $0
Couple
$3,625
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $551
  • State tax $0
Family
$6,121
per month
  • Rent $1,287
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $551
  • State tax $0

Frequently asked questions about Live Oak County

Common questions about cost of living, rent and salary.

What is the average rent in Live Oak County?

In Live Oak County, TX, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,287 per month, according to HUD Fair Market Rent data.

What is the average salary in Live Oak County?

In Live Oak County, TX, the average household income is $53,869 per year and individual earnings for full-time workers average $34,763 per year, according to U.S. Census Bureau data.

What is the cost of living in Live Oak County?

The estimated cost of living in Live Oak County, TX is approximately $2,503 per month for a single person, $3,625 for a couple, $6,121 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Live Oak County?

The combined sales tax rate in Live Oak County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Live Oak County an affordable place to live?

Based on the data, a single person in Live Oak County, TX would need approximately $2,503 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,869 per year ($4,489 per month). Live Oak County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Live Oak County?

The ACA marketplace benchmark premium in Live Oak County, TX is approximately $480 per month for an individual. Approximately 18.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Live Oak County?

The average home value in Live Oak County, TX is $142,300, with average annual property taxes of $1,255, according to U.S. Census Bureau data.

How does Live Oak County compare to other areas?

You can compare Live Oak County, TX with any other US county using our comparison tool at /compare. Live Oak County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Live Oak County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP