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San Antonio-New Braunfels, TX

Cost of living in Kendall County, TX

Part of the San Antonio Metro Area

Estimated monthly cost
$3,379/mo
for a single person, all categories combined

Population 46,971 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,408 42%
Federal tax $653 19%
Healthcare $480 14%
Groceries $334 10%
Transport $250 7%
Energy $199 6%
Water $55 2%
State tax $0 0%

Rent in Kendall County

Fair Market Rents by bedroom count.

Studio
$1,285
per month
1 bedroom
$1,408
per month
2 bedroom
$1,728
per month
3 bedroom
$2,282
per month
4 bedroom
$2,291
per month

Source: HUD FMR FY2025

Income and earnings in Kendall County

Annual earnings figures from the Census ACS.

Household income
$110,498
per year
Individual earnings
$49,963
per year
Per capita
$57,181
per year

Source: ACS 2019-2023 5-Year.

Home values in Kendall County

Average values reported by homeowners.

Average home value
$489,800
Annual property tax
$5,890

Source: ACS 2019-2023 5-Year

Energy costs in Kendall County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Kendall County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Kendall County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Kendall County

Commute patterns and estimated costs.

Average commute
29.0 min
Drive alone
68.1%
Public transit
0.0%
Work from home
20.9%

Source: ACS

Monthly cost estimates for Kendall County

What it costs to live in Kendall County each month.

Single person
$3,379
per month
  • Rent $1,408
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $250
  • Healthcare $480
  • Federal tax $653
  • State tax $0
Couple
$5,278
per month
  • Rent $1,728
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $350
  • Healthcare $864
  • Federal tax $1,479
  • State tax $0
Family
$7,974
per month
  • Rent $2,282
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,479
  • State tax $0

Frequently asked questions about Kendall County

Common questions about cost of living, rent and salary.

What is the average rent in Kendall County?

In Kendall County, TX, a one-bedroom apartment averages $1,408 per month, a two-bedroom averages $1,728 per month, a three-bedroom averages $2,282 per month, according to HUD Fair Market Rent data.

What is the average salary in Kendall County?

In Kendall County, TX, the average household income is $110,498 per year and individual earnings for full-time workers average $49,963 per year, according to U.S. Census Bureau data.

What is the cost of living in Kendall County?

The estimated cost of living in Kendall County, TX is approximately $3,379 per month for a single person, $5,278 for a couple, $7,974 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Kendall County?

The combined sales tax rate in Kendall County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Kendall County an affordable place to live?

Based on the data, a single person in Kendall County, TX would need approximately $3,379 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $110,498 per year ($9,208 per month). Kendall County is relatively affordable compared to the national average.

How much does healthcare cost in Kendall County?

The ACA marketplace benchmark premium in Kendall County, TX is approximately $480 per month for an individual. Approximately 11.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Kendall County?

The average home value in Kendall County, TX is $489,800, with average annual property taxes of $5,890, according to U.S. Census Bureau data.

How does Kendall County compare to other areas?

You can compare Kendall County, TX with any other US county using our comparison tool at /compare. Kendall County is in the San Antonio-New Braunfels, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Kendall County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources