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Texas

Cost of living in Hamilton County, TX

Estimated monthly cost
$2,570/mo
for a single person, all categories combined

Population 8,320 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $721 28%
Healthcare $480 19%
Federal tax $461 18%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Hamilton County

Fair Market Rents by bedroom count.

Studio
$716
per month
1 bedroom
$721
per month
2 bedroom
$946
per month
3 bedroom
$1,189
per month
4 bedroom
$1,415
per month

Source: HUD FMR FY2025

Income and earnings in Hamilton County

Annual earnings figures from the Census ACS.

Household income
$55,339
per year
Individual earnings
$38,250
per year
Per capita
$36,865
per year

Source: ACS 2019-2023 5-Year.

Home values in Hamilton County

Average values reported by homeowners.

Average home value
$124,800
Annual property tax
$1,918

Source: ACS 2019-2023 5-Year

Energy costs in Hamilton County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Hamilton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hamilton County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hamilton County

Commute patterns and estimated costs.

Average commute
19.6 min
Drive alone
81.8%
Public transit
0.0%
Work from home
5.8%

Source: ACS

Monthly cost estimates for Hamilton County

What it costs to live in Hamilton County each month.

Single person
$2,570
per month
  • Rent $721
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $461
  • State tax $0
Couple
$3,663
per month
  • Rent $946
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $576
  • State tax $0
Family
$6,048
per month
  • Rent $1,189
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $576
  • State tax $0

Frequently asked questions about Hamilton County

Common questions about cost of living, rent and salary.

What is the average rent in Hamilton County?

In Hamilton County, TX, a one-bedroom apartment averages $721 per month, a two-bedroom averages $946 per month, a three-bedroom averages $1,189 per month, according to HUD Fair Market Rent data.

What is the average salary in Hamilton County?

In Hamilton County, TX, the average household income is $55,339 per year and individual earnings for full-time workers average $38,250 per year, according to U.S. Census Bureau data.

What is the cost of living in Hamilton County?

The estimated cost of living in Hamilton County, TX is approximately $2,570 per month for a single person, $3,663 for a couple, $6,048 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hamilton County?

The combined sales tax rate in Hamilton County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Hamilton County an affordable place to live?

Based on the data, a single person in Hamilton County, TX would need approximately $2,570 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,339 per year ($4,612 per month). Hamilton County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Hamilton County?

The ACA marketplace benchmark premium in Hamilton County, TX is approximately $480 per month for an individual. Approximately 14.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hamilton County?

The average home value in Hamilton County, TX is $124,800, with average annual property taxes of $1,918, according to U.S. Census Bureau data.

How does Hamilton County compare to other areas?

You can compare Hamilton County, TX with any other US county using our comparison tool at /compare. Hamilton County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Hamilton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources