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Lubbock, TX

Cost of living in Crosby County, TX

Part of the Lubbock Metro Area

Estimated monthly cost
$2,776/mo
for a single person, all categories combined

Population 5,072 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,007 36%
Healthcare $480 17%
Federal tax $381 14%
Groceries $334 12%
Transport $320 12%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Crosby County

Fair Market Rents by bedroom count.

Studio
$832
per month
1 bedroom
$1,007
per month
2 bedroom
$1,192
per month
3 bedroom
$1,658
per month
4 bedroom
$1,947
per month

Source: HUD FMR FY2025

Income and earnings in Crosby County

Annual earnings figures from the Census ACS.

Household income
$52,197
per year
Individual earnings
$33,359
per year
Per capita
$30,845
per year

Source: ACS 2019-2023 5-Year.

Home values in Crosby County

Average values reported by homeowners.

Average home value
$75,500
Annual property tax
$1,345

Source: ACS 2019-2023 5-Year

Energy costs in Crosby County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Crosby County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
21.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Crosby County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Crosby County

Commute patterns and estimated costs.

Average commute
24.5 min
Drive alone
77.3%
Public transit
1.0%
Work from home
3.6%

Source: ACS

Monthly cost estimates for Crosby County

What it costs to live in Crosby County each month.

Single person
$2,776
per month
  • Rent $1,007
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $381
  • State tax $0
Couple
$3,857
per month
  • Rent $1,192
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $524
  • State tax $0
Family
$6,465
per month
  • Rent $1,658
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $524
  • State tax $0

Frequently asked questions about Crosby County

Common questions about cost of living, rent and salary.

What is the average rent in Crosby County?

In Crosby County, TX, a one-bedroom apartment averages $1,007 per month, a two-bedroom averages $1,192 per month, a three-bedroom averages $1,658 per month, according to HUD Fair Market Rent data.

What is the average salary in Crosby County?

In Crosby County, TX, the average household income is $52,197 per year and individual earnings for full-time workers average $33,359 per year, according to U.S. Census Bureau data.

What is the cost of living in Crosby County?

The estimated cost of living in Crosby County, TX is approximately $2,776 per month for a single person, $3,857 for a couple, $6,465 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Crosby County?

The combined sales tax rate in Crosby County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Crosby County an affordable place to live?

Based on the data, a single person in Crosby County, TX would need approximately $2,776 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,197 per year ($4,350 per month). Crosby County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Crosby County?

The ACA marketplace benchmark premium in Crosby County, TX is approximately $480 per month for an individual. Approximately 21.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Crosby County?

The average home value in Crosby County, TX is $75,500, with average annual property taxes of $1,345, according to U.S. Census Bureau data.

How does Crosby County compare to other areas?

You can compare Crosby County, TX with any other US county using our comparison tool at /compare. Crosby County is in the Lubbock, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Crosby County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources