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El Campo, TX

Cost of living in Wharton County, TX

Estimated monthly cost
$2,632/mo
for a single person, all categories combined

Population 41,651 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $766 29%
Healthcare $480 18%
Federal tax $478 18%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Wharton County

Fair Market Rents by bedroom count.

Studio
$761
per month
1 bedroom
$766
per month
2 bedroom
$982
per month
3 bedroom
$1,376
per month
4 bedroom
$1,524
per month

Source: HUD FMR FY2025

Income and earnings in Wharton County

Annual earnings figures from the Census ACS.

Household income
$66,100
per year
Individual earnings
$39,312
per year
Per capita
$32,579
per year

Source: ACS 2019-2023 5-Year.

Home values in Wharton County

Average values reported by homeowners.

Average home value
$182,700
Annual property tax
$2,749

Source: ACS 2019-2023 5-Year

Energy costs in Wharton County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Wharton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Wharton County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Wharton County

Commute patterns and estimated costs.

Average commute
25.3 min
Drive alone
80.4%
Public transit
0.1%
Work from home
5.6%

Source: ACS

Monthly cost estimates for Wharton County

What it costs to live in Wharton County each month.

Single person
$2,632
per month
  • Rent $766
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $478
  • State tax $0
Couple
$3,875
per month
  • Rent $982
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $752
  • State tax $0
Family
$6,411
per month
  • Rent $1,376
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $752
  • State tax $0

Frequently asked questions about Wharton County

Common questions about cost of living, rent and salary.

What is the average rent in Wharton County?

In Wharton County, TX, a one-bedroom apartment averages $766 per month, a two-bedroom averages $982 per month, a three-bedroom averages $1,376 per month, according to HUD Fair Market Rent data.

What is the average salary in Wharton County?

In Wharton County, TX, the average household income is $66,100 per year and individual earnings for full-time workers average $39,312 per year, according to U.S. Census Bureau data.

What is the cost of living in Wharton County?

The estimated cost of living in Wharton County, TX is approximately $2,632 per month for a single person, $3,875 for a couple, $6,411 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Wharton County?

The combined sales tax rate in Wharton County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Wharton County an affordable place to live?

Based on the data, a single person in Wharton County, TX would need approximately $2,632 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,100 per year ($5,508 per month). Wharton County is relatively affordable compared to the national average.

How much does healthcare cost in Wharton County?

The ACA marketplace benchmark premium in Wharton County, TX is approximately $480 per month for an individual. Approximately 16.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Wharton County?

The average home value in Wharton County, TX is $182,700, with average annual property taxes of $2,749, according to U.S. Census Bureau data.

How does Wharton County compare to other areas?

You can compare Wharton County, TX with any other US county using our comparison tool at /compare. Wharton County is in the El Campo, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Wharton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources