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Stephenville, TX

Cost of living in Erath County, TX

Estimated monthly cost
$2,569/mo
for a single person, all categories combined

Population 43,244 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $809 31%
Healthcare $480 19%
Federal tax $372 14%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Erath County

Fair Market Rents by bedroom count.

Studio
$803
per month
1 bedroom
$809
per month
2 bedroom
$1,061
per month
3 bedroom
$1,487
per month
4 bedroom
$1,782
per month

Source: HUD FMR FY2025

Income and earnings in Erath County

Annual earnings figures from the Census ACS.

Household income
$65,351
per year
Individual earnings
$32,832
per year
Per capita
$33,116
per year

Source: ACS 2019-2023 5-Year.

Home values in Erath County

Average values reported by homeowners.

Average home value
$251,900
Annual property tax
$2,836

Source: ACS 2019-2023 5-Year

Energy costs in Erath County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Erath County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Erath County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Erath County

Commute patterns and estimated costs.

Average commute
21.0 min
Drive alone
75.4%
Public transit
0.0%
Work from home
6.7%

Source: ACS

Monthly cost estimates for Erath County

What it costs to live in Erath County each month.

Single person
$2,569
per month
  • Rent $809
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $372
  • State tax $0
Couple
$3,941
per month
  • Rent $1,061
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $739
  • State tax $0
Family
$6,509
per month
  • Rent $1,487
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $739
  • State tax $0

Frequently asked questions about Erath County

Common questions about cost of living, rent and salary.

What is the average rent in Erath County?

In Erath County, TX, a one-bedroom apartment averages $809 per month, a two-bedroom averages $1,061 per month, a three-bedroom averages $1,487 per month, according to HUD Fair Market Rent data.

What is the average salary in Erath County?

In Erath County, TX, the average household income is $65,351 per year and individual earnings for full-time workers average $32,832 per year, according to U.S. Census Bureau data.

What is the cost of living in Erath County?

The estimated cost of living in Erath County, TX is approximately $2,569 per month for a single person, $3,941 for a couple, $6,509 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Erath County?

The combined sales tax rate in Erath County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Erath County an affordable place to live?

Based on the data, a single person in Erath County, TX would need approximately $2,569 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,351 per year ($5,446 per month). Erath County is relatively affordable compared to the national average.

How much does healthcare cost in Erath County?

The ACA marketplace benchmark premium in Erath County, TX is approximately $480 per month for an individual. Approximately 16.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Erath County?

The average home value in Erath County, TX is $251,900, with average annual property taxes of $2,836, according to U.S. Census Bureau data.

How does Erath County compare to other areas?

You can compare Erath County, TX with any other US county using our comparison tool at /compare. Erath County is in the Stephenville, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Erath County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources