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Texas

Cost of living in Ward County, TX

Estimated monthly cost
$2,948/mo
for a single person, all categories combined

Population 11,255 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $961 33%
Federal tax $599 20%
Healthcare $480 16%
Groceries $334 11%
Transport $320 11%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Ward County

Fair Market Rents by bedroom count.

Studio
$835
per month
1 bedroom
$961
per month
2 bedroom
$1,064
per month
3 bedroom
$1,377
per month
4 bedroom
$1,591
per month

Source: HUD FMR FY2025

Income and earnings in Ward County

Annual earnings figures from the Census ACS.

Household income
$71,719
per year
Individual earnings
$46,688
per year
Per capita
$35,376
per year

Source: ACS 2019-2023 5-Year.

Home values in Ward County

Average values reported by homeowners.

Average home value
$138,800
Annual property tax
$833

Source: ACS 2019-2023 5-Year

Energy costs in Ward County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Ward County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ward County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ward County

Commute patterns and estimated costs.

Average commute
21.1 min
Drive alone
85.6%
Public transit
0.0%
Work from home
1.2%

Source: ACS

Monthly cost estimates for Ward County

What it costs to live in Ward County each month.

Single person
$2,948
per month
  • Rent $961
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $599
  • State tax $0
Couple
$4,049
per month
  • Rent $1,064
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $844
  • State tax $0
Family
$6,504
per month
  • Rent $1,377
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $844
  • State tax $0

Frequently asked questions about Ward County

Common questions about cost of living, rent and salary.

What is the average rent in Ward County?

In Ward County, TX, a one-bedroom apartment averages $961 per month, a two-bedroom averages $1,064 per month, a three-bedroom averages $1,377 per month, according to HUD Fair Market Rent data.

What is the average salary in Ward County?

In Ward County, TX, the average household income is $71,719 per year and individual earnings for full-time workers average $46,688 per year, according to U.S. Census Bureau data.

What is the cost of living in Ward County?

The estimated cost of living in Ward County, TX is approximately $2,948 per month for a single person, $4,049 for a couple, $6,504 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ward County?

The combined sales tax rate in Ward County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Ward County an affordable place to live?

Based on the data, a single person in Ward County, TX would need approximately $2,948 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,719 per year ($5,977 per month). Ward County is relatively affordable compared to the national average.

How much does healthcare cost in Ward County?

The ACA marketplace benchmark premium in Ward County, TX is approximately $480 per month for an individual. Approximately 16.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ward County?

The average home value in Ward County, TX is $138,800, with average annual property taxes of $833, according to U.S. Census Bureau data.

How does Ward County compare to other areas?

You can compare Ward County, TX with any other US county using our comparison tool at /compare. Ward County is in Texas.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Ward County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources