Cost of living in El Paso, Texas
El Paso County, TX
Part of the El Paso Metro Area
Population 866,275 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in El Paso
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in El Paso
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in El Paso
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in El Paso
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in El Paso
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in El Paso
State and local tax rates for Texas.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in El Paso
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for El Paso
What it costs to live in El Paso each month.
- Rent $1,020
- Energy $199
- Water $55
- Groceries $334
- Transport $320
- Healthcare $480
- Federal tax $373
- State tax $0
- Rent $1,192
- Energy $239
- Water $65
- Groceries $553
- Transport $420
- Healthcare $864
- Federal tax $633
- State tax $0
- Rent $1,647
- Energy $298
- Water $75
- Groceries $840
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $633
- State tax $0
Frequently asked questions about El Paso
Common questions about cost of living, rent and salary.
What is the average rent in El Paso?
In El Paso, Texas, a one-bedroom apartment averages $1,020 per month, a two-bedroom averages $1,192 per month, a three-bedroom averages $1,647 per month, according to HUD Fair Market Rent data.
What is the average salary in El Paso?
In El Paso, Texas, the average household income is $58,859 per year and individual earnings for full-time workers average $32,853 per year, according to U.S. Census Bureau data.
What is the cost of living in El Paso?
The estimated cost of living in El Paso, Texas is approximately $2,781 per month for a single person, $3,966 for a couple, $6,563 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in El Paso?
The combined sales tax rate in El Paso, Texas is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.
Is El Paso an affordable place to live?
Based on the data, a single person in El Paso, Texas would need approximately $2,781 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,859 per year ($4,905 per month). El Paso has a moderate cost of living relative to local earnings.
How much does healthcare cost in El Paso?
The ACA marketplace benchmark premium in El Paso, Texas is approximately $480 per month for an individual. Approximately 21.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in El Paso?
The average home value in El Paso, Texas is $167,300, with average annual property taxes of $3,490, according to U.S. Census Bureau data.
How does El Paso compare to other areas?
You can compare El Paso, Texas with any other US county using our comparison tool at /compare. El Paso is in the El Paso, TX metro area.
Other counties in Texas
Browse the full list of counties in Texas, ranked by cost of living.
See all counties in TexasCompare El Paso with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP