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Dallas-Fort Worth-Arlington, TX

Cost of living in Fort Worth, Texas

Tarrant County, TX

Part of the Dallas Metro Area

Estimated monthly cost
$3,423/mo
for a single person, all categories combined

Population 2,135,743 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,461 43%
Federal tax $574 17%
Healthcare $480 14%
Groceries $334 10%
Transport $320 9%
Energy $199 6%
Water $55 2%
State tax $0 0%

Rent in Fort Worth

Fair Market Rents by bedroom count.

Studio
$1,371
per month
1 bedroom
$1,461
per month
2 bedroom
$1,705
per month
3 bedroom
$2,256
per month
4 bedroom
$2,752
per month

Source: HUD FMR FY2025

Income and earnings in Fort Worth

Annual earnings figures from the Census ACS.

Household income
$81,905
per year
Individual earnings
$45,152
per year
Per capita
$41,364
per year

Source: ACS 2019-2023 5-Year.

Home values in Fort Worth

Average values reported by homeowners.

Average home value
$294,100
Annual property tax
$5,211

Source: ACS 2019-2023 5-Year

Energy costs in Fort Worth

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Fort Worth

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fort Worth

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fort Worth

Commute patterns and estimated costs.

Average commute
26.7 min
Drive alone
73.8%
Public transit
0.4%
Work from home
13.5%

Source: ACS

Monthly cost estimates for Fort Worth

What it costs to live in Fort Worth each month.

Single person
$3,423
per month
  • Rent $1,461
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $574
  • State tax $0
Couple
$4,857
per month
  • Rent $1,705
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $1,011
  • State tax $0
Family
$7,550
per month
  • Rent $2,256
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,011
  • State tax $0

Frequently asked questions about Fort Worth

Common questions about cost of living, rent and salary.

What is the average rent in Fort Worth?

In Fort Worth, Texas, a one-bedroom apartment averages $1,461 per month, a two-bedroom averages $1,705 per month, a three-bedroom averages $2,256 per month, according to HUD Fair Market Rent data.

What is the average salary in Fort Worth?

In Fort Worth, Texas, the average household income is $81,905 per year and individual earnings for full-time workers average $45,152 per year, according to U.S. Census Bureau data.

What is the cost of living in Fort Worth?

The estimated cost of living in Fort Worth, Texas is approximately $3,423 per month for a single person, $4,857 for a couple, $7,550 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fort Worth?

The combined sales tax rate in Fort Worth, Texas is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Fort Worth an affordable place to live?

Based on the data, a single person in Fort Worth, Texas would need approximately $3,423 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $81,905 per year ($6,825 per month). Fort Worth has a moderate cost of living relative to local earnings.

How much does healthcare cost in Fort Worth?

The ACA marketplace benchmark premium in Fort Worth, Texas is approximately $480 per month for an individual. Approximately 16.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fort Worth?

The average home value in Fort Worth, Texas is $294,100, with average annual property taxes of $5,211, according to U.S. Census Bureau data.

How does Fort Worth compare to other areas?

You can compare Fort Worth, Texas with any other US county using our comparison tool at /compare. Fort Worth is in the Dallas-Fort Worth-Arlington, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Fort Worth with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources