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San Antonio-New Braunfels, TX

Cost of living in Bandera County, TX

Part of the San Antonio Metro Area

Estimated monthly cost
$3,040/mo
for a single person, all categories combined

Population 21,589 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,231 40%
Healthcare $480 16%
Federal tax $421 14%
Groceries $334 11%
Transport $320 11%
Energy $199 7%
Water $55 2%
State tax $0 0%

Rent in Bandera County

Fair Market Rents by bedroom count.

Studio
$1,116
per month
1 bedroom
$1,231
per month
2 bedroom
$1,501
per month
3 bedroom
$1,907
per month
4 bedroom
$2,243
per month

Source: HUD FMR FY2025

Income and earnings in Bandera County

Annual earnings figures from the Census ACS.

Household income
$69,703
per year
Individual earnings
$35,822
per year
Per capita
$39,552
per year

Source: ACS 2019-2023 5-Year.

Home values in Bandera County

Average values reported by homeowners.

Average home value
$249,800
Annual property tax
$2,347

Source: ACS 2019-2023 5-Year

Energy costs in Bandera County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Bandera County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Bandera County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Bandera County

Commute patterns and estimated costs.

Average commute
40.4 min
Drive alone
79.3%
Public transit
0.0%
Work from home
7.6%

Source: ACS

Monthly cost estimates for Bandera County

What it costs to live in Bandera County each month.

Single person
$3,040
per month
  • Rent $1,231
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $421
  • State tax $0
Couple
$4,453
per month
  • Rent $1,501
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $811
  • State tax $0
Family
$7,001
per month
  • Rent $1,907
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $811
  • State tax $0

Frequently asked questions about Bandera County

Common questions about cost of living, rent and salary.

What is the average rent in Bandera County?

In Bandera County, TX, a one-bedroom apartment averages $1,231 per month, a two-bedroom averages $1,501 per month, a three-bedroom averages $1,907 per month, according to HUD Fair Market Rent data.

What is the average salary in Bandera County?

In Bandera County, TX, the average household income is $69,703 per year and individual earnings for full-time workers average $35,822 per year, according to U.S. Census Bureau data.

What is the cost of living in Bandera County?

The estimated cost of living in Bandera County, TX is approximately $3,040 per month for a single person, $4,453 for a couple, $7,001 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Bandera County?

The combined sales tax rate in Bandera County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Bandera County an affordable place to live?

Based on the data, a single person in Bandera County, TX would need approximately $3,040 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,703 per year ($5,809 per month). Bandera County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Bandera County?

The ACA marketplace benchmark premium in Bandera County, TX is approximately $480 per month for an individual. Approximately 12.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Bandera County?

The average home value in Bandera County, TX is $249,800, with average annual property taxes of $2,347, according to U.S. Census Bureau data.

How does Bandera County compare to other areas?

You can compare Bandera County, TX with any other US county using our comparison tool at /compare. Bandera County is in the San Antonio-New Braunfels, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Bandera County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources