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Mineral Wells, TX

Cost of living in Palo Pinto County, TX

Estimated monthly cost
$2,598/mo
for a single person, all categories combined

Population 28,920 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $767 30%
Healthcare $480 18%
Federal tax $443 17%
Groceries $334 13%
Transport $320 12%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Palo Pinto County

Fair Market Rents by bedroom count.

Studio
$762
per month
1 bedroom
$767
per month
2 bedroom
$1,006
per month
3 bedroom
$1,259
per month
4 bedroom
$1,689
per month

Source: HUD FMR FY2025

Income and earnings in Palo Pinto County

Annual earnings figures from the Census ACS.

Household income
$64,972
per year
Individual earnings
$37,136
per year
Per capita
$32,196
per year

Source: ACS 2019-2023 5-Year.

Home values in Palo Pinto County

Average values reported by homeowners.

Average home value
$167,300
Annual property tax
$2,147

Source: ACS 2019-2023 5-Year

Energy costs in Palo Pinto County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Palo Pinto County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
20.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Palo Pinto County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Palo Pinto County

Commute patterns and estimated costs.

Average commute
29.2 min
Drive alone
76.1%
Public transit
0.3%
Work from home
6.8%

Source: ACS

Monthly cost estimates for Palo Pinto County

What it costs to live in Palo Pinto County each month.

Single person
$2,598
per month
  • Rent $767
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $443
  • State tax $0
Couple
$3,880
per month
  • Rent $1,006
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $733
  • State tax $0
Family
$6,275
per month
  • Rent $1,259
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $733
  • State tax $0

Frequently asked questions about Palo Pinto County

Common questions about cost of living, rent and salary.

What is the average rent in Palo Pinto County?

In Palo Pinto County, TX, a one-bedroom apartment averages $767 per month, a two-bedroom averages $1,006 per month, a three-bedroom averages $1,259 per month, according to HUD Fair Market Rent data.

What is the average salary in Palo Pinto County?

In Palo Pinto County, TX, the average household income is $64,972 per year and individual earnings for full-time workers average $37,136 per year, according to U.S. Census Bureau data.

What is the cost of living in Palo Pinto County?

The estimated cost of living in Palo Pinto County, TX is approximately $2,598 per month for a single person, $3,880 for a couple, $6,275 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Palo Pinto County?

The combined sales tax rate in Palo Pinto County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Palo Pinto County an affordable place to live?

Based on the data, a single person in Palo Pinto County, TX would need approximately $2,598 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,972 per year ($5,414 per month). Palo Pinto County is relatively affordable compared to the national average.

How much does healthcare cost in Palo Pinto County?

The ACA marketplace benchmark premium in Palo Pinto County, TX is approximately $480 per month for an individual. Approximately 20.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Palo Pinto County?

The average home value in Palo Pinto County, TX is $167,300, with average annual property taxes of $2,147, according to U.S. Census Bureau data.

How does Palo Pinto County compare to other areas?

You can compare Palo Pinto County, TX with any other US county using our comparison tool at /compare. Palo Pinto County is in the Mineral Wells, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

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Compare Palo Pinto County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources