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Mount Pleasant, TX

Cost of living in Titus County, TX

Estimated monthly cost
$2,490/mo
for a single person, all categories combined

Population 31,284 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $711 29%
Healthcare $480 19%
Federal tax $391 16%
Groceries $334 13%
Transport $320 13%
Energy $199 8%
Water $55 2%
State tax $0 0%

Rent in Titus County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$711
per month
2 bedroom
$933
per month
3 bedroom
$1,204
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Titus County

Annual earnings figures from the Census ACS.

Household income
$59,220
per year
Individual earnings
$33,990
per year
Per capita
$26,514
per year

Source: ACS 2019-2023 5-Year.

Home values in Titus County

Average values reported by homeowners.

Average home value
$157,900
Annual property tax
$1,897

Source: ACS 2019-2023 5-Year

Energy costs in Titus County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 14.5¢/kWh
Natural gas
$32
per month
Annual total
$2,388
per year

Source: EIA

Healthcare in Titus County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
21.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Titus County

State and local tax rates for Texas.

No state income tax
Texas does not levy a personal income tax.
State sales tax
6.3%
Combined sales tax
8.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Titus County

Commute patterns and estimated costs.

Average commute
19.6 min
Drive alone
77.0%
Public transit
0.1%
Work from home
3.9%

Source: ACS

Monthly cost estimates for Titus County

What it costs to live in Titus County each month.

Single person
$2,490
per month
  • Rent $711
  • Energy $199
  • Water $55
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $391
  • State tax $0
Couple
$3,713
per month
  • Rent $933
  • Energy $239
  • Water $65
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $639
  • State tax $0
Family
$6,126
per month
  • Rent $1,204
  • Energy $298
  • Water $75
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $639
  • State tax $0

Frequently asked questions about Titus County

Common questions about cost of living, rent and salary.

What is the average rent in Titus County?

In Titus County, TX, a one-bedroom apartment averages $711 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,204 per month, according to HUD Fair Market Rent data.

What is the average salary in Titus County?

In Titus County, TX, the average household income is $59,220 per year and individual earnings for full-time workers average $33,990 per year, according to U.S. Census Bureau data.

What is the cost of living in Titus County?

The estimated cost of living in Titus County, TX is approximately $2,490 per month for a single person, $3,713 for a couple, $6,126 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Titus County?

The combined sales tax rate in Titus County, TX is 8.19%, which includes the Texas state rate of 6.25% plus an average local rate of 1.94%.

Is Titus County an affordable place to live?

Based on the data, a single person in Titus County, TX would need approximately $2,490 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,220 per year ($4,935 per month). Titus County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Titus County?

The ACA marketplace benchmark premium in Titus County, TX is approximately $480 per month for an individual. Approximately 21.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Titus County?

The average home value in Titus County, TX is $157,900, with average annual property taxes of $1,897, according to U.S. Census Bureau data.

How does Titus County compare to other areas?

You can compare Titus County, TX with any other US county using our comparison tool at /compare. Titus County is in the Mount Pleasant, TX metro area.

Other counties in Texas

Browse the full list of counties in Texas, ranked by cost of living.

See all counties in Texas

Compare Titus County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources