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Northeast · Middle Atlantic

Cost of living in New York

Rent, taxes, earnings and more across all 62 New York counties.

Avg. 1-bed rent
$1,243/mo
Avg. household income
$76,433/yr
Avg. home value
$267,155
Avg. monthly cost
$3,442/mo
Cheapest county
Allegany County
$2,699/mo for a single person
Most expensive county
New York County
$5,319/mo for a single person

Last updated May 21, 2026

Taxes in New York

State income, sales and local tax rates.

State income tax
10.90%
Top marginal rate

New York has a graduated state income tax ranging from 4% to 10.9%.

State sales tax
4.00%
Combined sales tax
8.52%
incl. average local of 4.52%

Use our salary calculator to see your take-home pay in New York

Tax information is for general reference. Consult a qualified tax professional for advice on your specific situation.

Rent in New York

The average one-bedroom rent across New York is $1,243/mo. Rent varies from $725/mo in Chautauqua County to $2,511/mo in Westchester County.

Cheapest rent

Most expensive rent

Cheapest places to live in New York

Top 10 counties by estimated single-person monthly cost.

Rankings include rent, utilities, groceries, transport, healthcare and taxes. See our methodology.

Most expensive places to live in New York

Top 10 counties by estimated single-person monthly cost.

Highest earning counties in New York

Top 10 by average household income.

All 62 counties in New York

Sorted by population. Type to filter.

Compare any two areas in New York

Put two counties side by side to see how rent, taxes and everyday costs stack up.

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Frequently asked questions about New York

Common questions about cost of living, taxes and rent.

What is the cost of living in New York?

The average cost of living in New York is approximately $3,442 per month for a single person. This includes rent, utilities, groceries, transportation, healthcare and taxes. Costs range from $2,699/mo in Allegany County to $5,319/mo in New York County.

What is the average rent in New York?

The average one-bedroom rent in New York is $1,243 per month, based on HUD Fair Market Rent data across all 62 counties.

What is the average salary in New York?

The average household income in New York is $76,433 per year, according to U.S. Census Bureau data.

Does New York have state income tax?

Yes, New York has a graduated income tax ranging from 4% to 10.9%.

What is the sales tax in New York?

The combined state and local sales tax rate in New York averages 8.52%. The state rate is 4.00% with an average local addition of 4.52%.

What are the cheapest places to live in New York?

The cheapest counties to live in New York based on overall monthly costs are: 1. Allegany County ($2,699/mo), 2. Chautauqua County ($2,781/mo), 3. Cattaraugus County ($2,800/mo), 4. St. Lawrence County ($2,848/mo), 5. Delaware County ($2,881/mo).

What are the most expensive places to live in New York?

The most expensive counties to live in New York based on overall monthly costs are: 1. New York County ($5,319/mo), 2. Putnam County ($5,037/mo), 3. Westchester County ($5,019/mo), 4. Richmond County ($4,899/mo), 5. Rockland County ($4,788/mo).

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Journalists, researchers and bloggers are welcome to cite and share this analysis. Please include a follow link back to this page when referencing our data. For bespoke analysis, expert comment, or high-resolution graphics, get in touch via our press office.

About this data

All figures on this page come from official U.S. government sources.

  • U.S. Census Bureau (ACS 5-Year Estimates)
  • HUD Fair Market Rents FY2025
  • Energy Information Administration (EIA)
  • Tax Foundation state and local rates
Methodology All data sources