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New York-Newark-Jersey City, NY-NJ

Cost of living in Rockland County, NY

Part of the New York Metro Area

Estimated monthly cost
$4,788/mo
for a single person, all categories combined

Population 338,936 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $2,511 52%
Federal tax $662 14%
Healthcare $480 10%
Groceries $404 8%
Transport $250 5%
State tax $218 5%
Energy $208 4%
Water $55 1%

Rent in Rockland County

Fair Market Rents by bedroom count.

Studio
$2,406
per month
1 bedroom
$2,511
per month
2 bedroom
$2,780
per month
3 bedroom
$3,465
per month
4 bedroom
$3,738
per month

Source: HUD FMR FY2025

Income and earnings in Rockland County

Annual earnings figures from the Census ACS.

Household income
$110,631
per year
Individual earnings
$50,528
per year
Per capita
$45,538
per year

Source: ACS 2019-2023 5-Year.

Home values in Rockland County

Average values reported by homeowners.

Average home value
$564,200
Annual property tax
$10,001

Source: ACS 2019-2023 5-Year

Energy costs in Rockland County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Rockland County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Rockland County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Rockland County

Commute patterns and estimated costs.

Average commute
30.3 min
Drive alone
66.3%
Public transit
6.3%
Work from home
12.8%

Source: ACS

Monthly cost estimates for Rockland County

What it costs to live in Rockland County each month.

Single person
$4,788
per month
  • Rent $2,511
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $250
  • Healthcare $480
  • Federal tax $662
  • State tax $218
Couple
$6,965
per month
  • Rent $2,780
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $350
  • Healthcare $864
  • Federal tax $1,481
  • State tax $506
Family
$9,855
per month
  • Rent $3,465
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,481
  • State tax $506

Frequently asked questions about Rockland County

Common questions about cost of living, rent and salary.

What is the average rent in Rockland County?

In Rockland County, NY, a one-bedroom apartment averages $2,511 per month, a two-bedroom averages $2,780 per month, a three-bedroom averages $3,465 per month, according to HUD Fair Market Rent data.

What is the average salary in Rockland County?

In Rockland County, NY, the average household income is $110,631 per year and individual earnings for full-time workers average $50,528 per year, according to U.S. Census Bureau data.

What is the cost of living in Rockland County?

The estimated cost of living in Rockland County, NY is approximately $4,788 per month for a single person, $6,965 for a couple, $9,855 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Rockland County?

The combined sales tax rate in Rockland County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Rockland County an affordable place to live?

Based on the data, a single person in Rockland County, NY would need approximately $4,788 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $110,631 per year ($9,219 per month). Rockland County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Rockland County?

The ACA marketplace benchmark premium in Rockland County, NY is approximately $480 per month for an individual. Approximately 4.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Rockland County?

The average home value in Rockland County, NY is $564,200, with average annual property taxes of $10,001, according to U.S. Census Bureau data.

How does Rockland County compare to other areas?

You can compare Rockland County, NY with any other US county using our comparison tool at /compare. Rockland County is in the New York-Newark-Jersey City, NY-NJ metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Rockland County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP