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Syracuse, NY

Cost of living in Syracuse, New York

Onondaga County, NY

Part of the Syracuse Metro Area

Estimated monthly cost
$3,312/mo
for a single person, all categories combined

Population 471,611 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,074 32%
Federal tax $577 17%
Healthcare $480 14%
Groceries $404 12%
Transport $320 10%
Energy $208 6%
State tax $194 6%
Water $55 2%

Rent in Syracuse

Fair Market Rents by bedroom count.

Studio
$963
per month
1 bedroom
$1,074
per month
2 bedroom
$1,321
per month
3 bedroom
$1,616
per month
4 bedroom
$1,821
per month

Source: HUD FMR FY2025

Income and earnings in Syracuse

Annual earnings figures from the Census ACS.

Household income
$74,740
per year
Individual earnings
$45,363
per year
Per capita
$41,538
per year

Source: ACS 2019-2023 5-Year.

Home values in Syracuse

Average values reported by homeowners.

Average home value
$185,300
Annual property tax
$4,805

Source: ACS 2019-2023 5-Year

Energy costs in Syracuse

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Syracuse

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Syracuse

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Syracuse

Commute patterns and estimated costs.

Average commute
20.3 min
Drive alone
72.9%
Public transit
2.1%
Work from home
11.4%

Source: ACS

Monthly cost estimates for Syracuse

What it costs to live in Syracuse each month.

Single person
$3,312
per month
  • Rent $1,074
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $577
  • State tax $194
Couple
$4,811
per month
  • Rent $1,321
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $893
  • State tax $329
Family
$7,311
per month
  • Rent $1,616
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $893
  • State tax $329

Frequently asked questions about Syracuse

Common questions about cost of living, rent and salary.

What is the average rent in Syracuse?

In Syracuse, New York, a one-bedroom apartment averages $1,074 per month, a two-bedroom averages $1,321 per month, a three-bedroom averages $1,616 per month, according to HUD Fair Market Rent data.

What is the average salary in Syracuse?

In Syracuse, New York, the average household income is $74,740 per year and individual earnings for full-time workers average $45,363 per year, according to U.S. Census Bureau data.

What is the cost of living in Syracuse?

The estimated cost of living in Syracuse, New York is approximately $3,312 per month for a single person, $4,811 for a couple, $7,311 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Syracuse?

The combined sales tax rate in Syracuse, New York is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Syracuse an affordable place to live?

Based on the data, a single person in Syracuse, New York would need approximately $3,312 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $74,740 per year ($6,228 per month). Syracuse has a moderate cost of living relative to local earnings.

How much does healthcare cost in Syracuse?

The ACA marketplace benchmark premium in Syracuse, New York is approximately $480 per month for an individual. Approximately 3.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Syracuse?

The average home value in Syracuse, New York is $185,300, with average annual property taxes of $4,805, according to U.S. Census Bureau data.

How does Syracuse compare to other areas?

You can compare Syracuse, New York with any other US county using our comparison tool at /compare. Syracuse is in the Syracuse, NY metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Syracuse with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources