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Olean, NY

Cost of living in Cattaraugus County, NY

Estimated monthly cost
$2,800/mo
for a single person, all categories combined

Population 76,479 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $737 26%
Healthcare $480 17%
Federal tax $440 16%
Groceries $404 14%
Transport $320 11%
Energy $208 7%
State tax $156 6%
Water $55 2%

Rent in Cattaraugus County

Fair Market Rents by bedroom count.

Studio
$733
per month
1 bedroom
$737
per month
2 bedroom
$953
per month
3 bedroom
$1,169
per month
4 bedroom
$1,343
per month

Source: HUD FMR FY2025

Income and earnings in Cattaraugus County

Annual earnings figures from the Census ACS.

Household income
$58,248
per year
Individual earnings
$36,951
per year
Per capita
$31,173
per year

Source: ACS 2019-2023 5-Year.

Home values in Cattaraugus County

Average values reported by homeowners.

Average home value
$109,400
Annual property tax
$2,946

Source: ACS 2019-2023 5-Year

Energy costs in Cattaraugus County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Cattaraugus County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cattaraugus County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cattaraugus County

Commute patterns and estimated costs.

Average commute
23.0 min
Drive alone
76.7%
Public transit
0.4%
Work from home
7.6%

Source: ACS

Monthly cost estimates for Cattaraugus County

What it costs to live in Cattaraugus County each month.

Single person
$2,800
per month
  • Rent $737
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $440
  • State tax $156
Couple
$4,097
per month
  • Rent $953
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $623
  • State tax $253
Family
$6,518
per month
  • Rent $1,169
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $623
  • State tax $253

Frequently asked questions about Cattaraugus County

Common questions about cost of living, rent and salary.

What is the average rent in Cattaraugus County?

In Cattaraugus County, NY, a one-bedroom apartment averages $737 per month, a two-bedroom averages $953 per month, a three-bedroom averages $1,169 per month, according to HUD Fair Market Rent data.

What is the average salary in Cattaraugus County?

In Cattaraugus County, NY, the average household income is $58,248 per year and individual earnings for full-time workers average $36,951 per year, according to U.S. Census Bureau data.

What is the cost of living in Cattaraugus County?

The estimated cost of living in Cattaraugus County, NY is approximately $2,800 per month for a single person, $4,097 for a couple, $6,518 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cattaraugus County?

The combined sales tax rate in Cattaraugus County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Cattaraugus County an affordable place to live?

Based on the data, a single person in Cattaraugus County, NY would need approximately $2,800 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $58,248 per year ($4,854 per month). Cattaraugus County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cattaraugus County?

The ACA marketplace benchmark premium in Cattaraugus County, NY is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cattaraugus County?

The average home value in Cattaraugus County, NY is $109,400, with average annual property taxes of $2,946, according to U.S. Census Bureau data.

How does Cattaraugus County compare to other areas?

You can compare Cattaraugus County, NY with any other US county using our comparison tool at /compare. Cattaraugus County is in the Olean, NY metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

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Compare Cattaraugus County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources