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Kiryas Joel-Poughkeepsie-Newburgh, NY

Cost of living in Orange County, NY

Part of the Kiryas Joel Metro Area

Estimated monthly cost
$3,729/mo
for a single person, all categories combined

Population 403,840 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,492 40%
Federal tax $631 17%
Healthcare $480 13%
Groceries $404 11%
Transport $250 7%
State tax $209 6%
Energy $208 6%
Water $55 1%

Rent in Orange County

Fair Market Rents by bedroom count.

Studio
$1,308
per month
1 bedroom
$1,492
per month
2 bedroom
$1,907
per month
3 bedroom
$2,433
per month
4 bedroom
$2,631
per month

Source: HUD FMR FY2025

Income and earnings in Orange County

Annual earnings figures from the Census ACS.

Household income
$96,497
per year
Individual earnings
$48,652
per year
Per capita
$42,019
per year

Source: ACS 2019-2023 5-Year.

Home values in Orange County

Average values reported by homeowners.

Average home value
$361,100
Annual property tax
$8,463

Source: ACS 2019-2023 5-Year

Energy costs in Orange County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Orange County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Orange County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Orange County

Commute patterns and estimated costs.

Average commute
34.2 min
Drive alone
69.0%
Public transit
4.4%
Work from home
11.5%

Source: ACS

Monthly cost estimates for Orange County

What it costs to live in Orange County each month.

Single person
$3,729
per month
  • Rent $1,492
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $250
  • Healthcare $480
  • Federal tax $631
  • State tax $209
Couple
$5,789
per month
  • Rent $1,907
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $350
  • Healthcare $864
  • Federal tax $1,249
  • State tax $435
Family
$8,520
per month
  • Rent $2,433
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,249
  • State tax $435

Frequently asked questions about Orange County

Common questions about cost of living, rent and salary.

What is the average rent in Orange County?

In Orange County, NY, a one-bedroom apartment averages $1,492 per month, a two-bedroom averages $1,907 per month, a three-bedroom averages $2,433 per month, according to HUD Fair Market Rent data.

What is the average salary in Orange County?

In Orange County, NY, the average household income is $96,497 per year and individual earnings for full-time workers average $48,652 per year, according to U.S. Census Bureau data.

What is the cost of living in Orange County?

The estimated cost of living in Orange County, NY is approximately $3,729 per month for a single person, $5,789 for a couple, $8,520 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Orange County?

The combined sales tax rate in Orange County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Orange County an affordable place to live?

Based on the data, a single person in Orange County, NY would need approximately $3,729 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $96,497 per year ($8,041 per month). Orange County is relatively affordable compared to the national average.

How much does healthcare cost in Orange County?

The ACA marketplace benchmark premium in Orange County, NY is approximately $480 per month for an individual. Approximately 4.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Orange County?

The average home value in Orange County, NY is $361,100, with average annual property taxes of $8,463, according to U.S. Census Bureau data.

How does Orange County compare to other areas?

You can compare Orange County, NY with any other US county using our comparison tool at /compare. Orange County is in the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Orange County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources