Skip to main content
LiveWhere us
New York

Cost of living in Delaware County, NY

Estimated monthly cost
$2,881/mo
for a single person, all categories combined

Population 44,551 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $812 28%
Healthcare $480 17%
Federal tax $445 15%
Groceries $404 14%
Transport $320 11%
Energy $208 7%
State tax $157 5%
Water $55 2%

Rent in Delaware County

Fair Market Rents by bedroom count.

Studio
$808
per month
1 bedroom
$812
per month
2 bedroom
$935
per month
3 bedroom
$1,310
per month
4 bedroom
$1,314
per month

Source: HUD FMR FY2025

Income and earnings in Delaware County

Annual earnings figures from the Census ACS.

Household income
$60,226
per year
Individual earnings
$37,248
per year
Per capita
$35,996
per year

Source: ACS 2019-2023 5-Year.

Home values in Delaware County

Average values reported by homeowners.

Average home value
$176,200
Annual property tax
$3,059

Source: ACS 2019-2023 5-Year

Energy costs in Delaware County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Delaware County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Delaware County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Delaware County

Commute patterns and estimated costs.

Average commute
25.5 min
Drive alone
72.3%
Public transit
0.9%
Work from home
11.4%

Source: ACS

Monthly cost estimates for Delaware County

What it costs to live in Delaware County each month.

Single person
$2,881
per month
  • Rent $812
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $445
  • State tax $157
Couple
$4,121
per month
  • Rent $935
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $656
  • State tax $262
Family
$6,701
per month
  • Rent $1,310
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $656
  • State tax $262

Frequently asked questions about Delaware County

Common questions about cost of living, rent and salary.

What is the average rent in Delaware County?

In Delaware County, NY, a one-bedroom apartment averages $812 per month, a two-bedroom averages $935 per month, a three-bedroom averages $1,310 per month, according to HUD Fair Market Rent data.

What is the average salary in Delaware County?

In Delaware County, NY, the average household income is $60,226 per year and individual earnings for full-time workers average $37,248 per year, according to U.S. Census Bureau data.

What is the cost of living in Delaware County?

The estimated cost of living in Delaware County, NY is approximately $2,881 per month for a single person, $4,121 for a couple, $6,701 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Delaware County?

The combined sales tax rate in Delaware County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Delaware County an affordable place to live?

Based on the data, a single person in Delaware County, NY would need approximately $2,881 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,226 per year ($5,019 per month). Delaware County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Delaware County?

The ACA marketplace benchmark premium in Delaware County, NY is approximately $480 per month for an individual. Approximately 4.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Delaware County?

The average home value in Delaware County, NY is $176,200, with average annual property taxes of $3,059, according to U.S. Census Bureau data.

How does Delaware County compare to other areas?

You can compare Delaware County, NY with any other US county using our comparison tool at /compare. Delaware County is in New York.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Delaware County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources