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New York

Cost of living in Allegany County, NY

Estimated monthly cost
$2,699/mo
for a single person, all categories combined

Population 47,027 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $745 28%
Healthcare $480 18%
Groceries $404 15%
Federal tax $355 13%
Transport $320 12%
Energy $208 8%
State tax $132 5%
Water $55 2%

Rent in Allegany County

Fair Market Rents by bedroom count.

Studio
$700
per month
1 bedroom
$745
per month
2 bedroom
$933
per month
3 bedroom
$1,167
per month
4 bedroom
$1,362
per month

Source: HUD FMR FY2025

Income and earnings in Allegany County

Annual earnings figures from the Census ACS.

Household income
$61,233
per year
Individual earnings
$31,778
per year
Per capita
$30,016
per year

Source: ACS 2019-2023 5-Year.

Home values in Allegany County

Average values reported by homeowners.

Average home value
$97,900
Annual property tax
$2,881

Source: ACS 2019-2023 5-Year

Energy costs in Allegany County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Allegany County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Allegany County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Allegany County

Commute patterns and estimated costs.

Average commute
22.6 min
Drive alone
75.0%
Public transit
0.2%
Work from home
7.6%

Source: ACS

Monthly cost estimates for Allegany County

What it costs to live in Allegany County each month.

Single person
$2,699
per month
  • Rent $745
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $355
  • State tax $132
Couple
$4,140
per month
  • Rent $933
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $672
  • State tax $267
Family
$6,579
per month
  • Rent $1,167
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $672
  • State tax $267

Frequently asked questions about Allegany County

Common questions about cost of living, rent and salary.

What is the average rent in Allegany County?

In Allegany County, NY, a one-bedroom apartment averages $745 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,167 per month, according to HUD Fair Market Rent data.

What is the average salary in Allegany County?

In Allegany County, NY, the average household income is $61,233 per year and individual earnings for full-time workers average $31,778 per year, according to U.S. Census Bureau data.

What is the cost of living in Allegany County?

The estimated cost of living in Allegany County, NY is approximately $2,699 per month for a single person, $4,140 for a couple, $6,579 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Allegany County?

The combined sales tax rate in Allegany County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Allegany County an affordable place to live?

Based on the data, a single person in Allegany County, NY would need approximately $2,699 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,233 per year ($5,103 per month). Allegany County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Allegany County?

The ACA marketplace benchmark premium in Allegany County, NY is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Allegany County?

The average home value in Allegany County, NY is $97,900, with average annual property taxes of $2,881, according to U.S. Census Bureau data.

How does Allegany County compare to other areas?

You can compare Allegany County, NY with any other US county using our comparison tool at /compare. Allegany County is in New York.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

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Compare Allegany County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources