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Gloversville, NY

Cost of living in Fulton County, NY

Estimated monthly cost
$2,954/mo
for a single person, all categories combined

Population 52,787 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $800 27%
Federal tax $511 17%
Healthcare $480 16%
Groceries $404 14%
Transport $320 11%
Energy $208 7%
State tax $176 6%
Water $55 2%

Rent in Fulton County

Fair Market Rents by bedroom count.

Studio
$795
per month
1 bedroom
$800
per month
2 bedroom
$1,050
per month
3 bedroom
$1,265
per month
4 bedroom
$1,411
per month

Source: HUD FMR FY2025

Income and earnings in Fulton County

Annual earnings figures from the Census ACS.

Household income
$62,615
per year
Individual earnings
$41,305
per year
Per capita
$34,843
per year

Source: ACS 2019-2023 5-Year.

Home values in Fulton County

Average values reported by homeowners.

Average home value
$156,100
Annual property tax
$3,325

Source: ACS 2019-2023 5-Year

Energy costs in Fulton County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Fulton County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Fulton County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Fulton County

Commute patterns and estimated costs.

Average commute
24.9 min
Drive alone
81.0%
Public transit
0.3%
Work from home
6.4%

Source: ACS

Monthly cost estimates for Fulton County

What it costs to live in Fulton County each month.

Single person
$2,954
per month
  • Rent $800
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $511
  • State tax $176
Couple
$4,286
per month
  • Rent $1,050
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $695
  • State tax $273
Family
$6,706
per month
  • Rent $1,265
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $695
  • State tax $273

Frequently asked questions about Fulton County

Common questions about cost of living, rent and salary.

What is the average rent in Fulton County?

In Fulton County, NY, a one-bedroom apartment averages $800 per month, a two-bedroom averages $1,050 per month, a three-bedroom averages $1,265 per month, according to HUD Fair Market Rent data.

What is the average salary in Fulton County?

In Fulton County, NY, the average household income is $62,615 per year and individual earnings for full-time workers average $41,305 per year, according to U.S. Census Bureau data.

What is the cost of living in Fulton County?

The estimated cost of living in Fulton County, NY is approximately $2,954 per month for a single person, $4,286 for a couple, $6,706 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Fulton County?

The combined sales tax rate in Fulton County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Fulton County an affordable place to live?

Based on the data, a single person in Fulton County, NY would need approximately $2,954 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,615 per year ($5,218 per month). Fulton County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Fulton County?

The ACA marketplace benchmark premium in Fulton County, NY is approximately $480 per month for an individual. Approximately 3.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Fulton County?

The average home value in Fulton County, NY is $156,100, with average annual property taxes of $3,325, according to U.S. Census Bureau data.

How does Fulton County compare to other areas?

You can compare Fulton County, NY with any other US county using our comparison tool at /compare. Fulton County is in the Gloversville, NY metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Fulton County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources