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Binghamton, NY

Cost of living in Broome County, NY

Part of the Binghamton Metro Area

Estimated monthly cost
$3,007/mo
for a single person, all categories combined

Population 197,738 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $939 31%
Healthcare $480 16%
Federal tax $444 15%
Groceries $404 13%
Transport $320 11%
Energy $208 7%
State tax $157 5%
Water $55 2%

Rent in Broome County

Fair Market Rents by bedroom count.

Studio
$869
per month
1 bedroom
$939
per month
2 bedroom
$1,188
per month
3 bedroom
$1,533
per month
4 bedroom
$1,752
per month

Source: HUD FMR FY2025

Income and earnings in Broome County

Annual earnings figures from the Census ACS.

Household income
$61,059
per year
Individual earnings
$37,200
per year
Per capita
$35,116
per year

Source: ACS 2019-2023 5-Year.

Home values in Broome County

Average values reported by homeowners.

Average home value
$145,100
Annual property tax
$3,824

Source: ACS 2019-2023 5-Year

Energy costs in Broome County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Broome County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Broome County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Broome County

Commute patterns and estimated costs.

Average commute
19.5 min
Drive alone
73.9%
Public transit
2.8%
Work from home
8.2%

Source: ACS

Monthly cost estimates for Broome County

What it costs to live in Broome County each month.

Single person
$3,007
per month
  • Rent $939
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $444
  • State tax $157
Couple
$4,391
per month
  • Rent $1,188
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $669
  • State tax $266
Family
$6,941
per month
  • Rent $1,533
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $669
  • State tax $266

Frequently asked questions about Broome County

Common questions about cost of living, rent and salary.

What is the average rent in Broome County?

In Broome County, NY, a one-bedroom apartment averages $939 per month, a two-bedroom averages $1,188 per month, a three-bedroom averages $1,533 per month, according to HUD Fair Market Rent data.

What is the average salary in Broome County?

In Broome County, NY, the average household income is $61,059 per year and individual earnings for full-time workers average $37,200 per year, according to U.S. Census Bureau data.

What is the cost of living in Broome County?

The estimated cost of living in Broome County, NY is approximately $3,007 per month for a single person, $4,391 for a couple, $6,941 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Broome County?

The combined sales tax rate in Broome County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Broome County an affordable place to live?

Based on the data, a single person in Broome County, NY would need approximately $3,007 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,059 per year ($5,088 per month). Broome County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Broome County?

The ACA marketplace benchmark premium in Broome County, NY is approximately $480 per month for an individual. Approximately 3.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Broome County?

The average home value in Broome County, NY is $145,100, with average annual property taxes of $3,824, according to U.S. Census Bureau data.

How does Broome County compare to other areas?

You can compare Broome County, NY with any other US county using our comparison tool at /compare. Broome County is in the Binghamton, NY metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Broome County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources