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Jamestown-Dunkirk, NY

Cost of living in Chautauqua County, NY

Estimated monthly cost
$2,781/mo
for a single person, all categories combined

Population 126,329 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $725 26%
Healthcare $480 17%
Federal tax $435 16%
Groceries $404 15%
Transport $320 12%
Energy $208 7%
State tax $154 6%
Water $55 2%

Rent in Chautauqua County

Fair Market Rents by bedroom count.

Studio
$687
per month
1 bedroom
$725
per month
2 bedroom
$933
per month
3 bedroom
$1,212
per month
4 bedroom
$1,237
per month

Source: HUD FMR FY2025

Income and earnings in Chautauqua County

Annual earnings figures from the Census ACS.

Household income
$56,507
per year
Individual earnings
$36,677
per year
Per capita
$31,951
per year

Source: ACS 2019-2023 5-Year.

Home values in Chautauqua County

Average values reported by homeowners.

Average home value
$119,300
Annual property tax
$2,846

Source: ACS 2019-2023 5-Year

Energy costs in Chautauqua County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Chautauqua County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Chautauqua County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Chautauqua County

Commute patterns and estimated costs.

Average commute
19.3 min
Drive alone
76.5%
Public transit
0.5%
Work from home
7.0%

Source: ACS

Monthly cost estimates for Chautauqua County

What it costs to live in Chautauqua County each month.

Single person
$2,781
per month
  • Rent $725
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $435
  • State tax $154
Couple
$4,041
per month
  • Rent $933
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $595
  • State tax $245
Family
$6,525
per month
  • Rent $1,212
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $595
  • State tax $245

Frequently asked questions about Chautauqua County

Common questions about cost of living, rent and salary.

What is the average rent in Chautauqua County?

In Chautauqua County, NY, a one-bedroom apartment averages $725 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,212 per month, according to HUD Fair Market Rent data.

What is the average salary in Chautauqua County?

In Chautauqua County, NY, the average household income is $56,507 per year and individual earnings for full-time workers average $36,677 per year, according to U.S. Census Bureau data.

What is the cost of living in Chautauqua County?

The estimated cost of living in Chautauqua County, NY is approximately $2,781 per month for a single person, $4,041 for a couple, $6,525 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Chautauqua County?

The combined sales tax rate in Chautauqua County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Chautauqua County an affordable place to live?

Based on the data, a single person in Chautauqua County, NY would need approximately $2,781 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,507 per year ($4,709 per month). Chautauqua County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Chautauqua County?

The ACA marketplace benchmark premium in Chautauqua County, NY is approximately $480 per month for an individual. Approximately 5.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Chautauqua County?

The average home value in Chautauqua County, NY is $119,300, with average annual property taxes of $2,846, according to U.S. Census Bureau data.

How does Chautauqua County compare to other areas?

You can compare Chautauqua County, NY with any other US county using our comparison tool at /compare. Chautauqua County is in the Jamestown-Dunkirk, NY metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Chautauqua County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources